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Reviews for Home Loans Today
Great rate, no BS, and fast.
I started my refi search through Bankrate.com and compared it to the network lenders through Lendingtree.com. I was contacted by 5 lenders within the hour and was promised by 3 lenders that they were the biggest, the cheapest, the most experienced, the most blah-blah-blah… They promised this and that, but I noticed that none of them would commit to anything in writing. This was not the case with Anthony from Home Loans Today. He cut through the whole salesman scripted and just told me flat out what he could offer and quickly sent an email with a loan estimate and a request for my information to start the process. One other lender (American Interbanc) offered essentially the same offer but required an impound account for taxes and insurance, which increased the prepaid needed to close. As soon as I started uploading copies of our financials, Anthony locked the rate (I'm glad he did), and we closed about 20 days later. We had a little snag with our notary (a 3rd-party) who pre-notarized our documents before we saw or signed them. My wife, an attorney, had the notary cross out all her signatures and re-stamp/re-sign after we read and signed the documents. The point of a notary is the eliminate fraud, not create it. One other thing is that I felt like the refinance went smoothly because I recalled the process when we had our first loan. I had my hand held during that process four years ago, and felt like maybe my loan processor could have given me a time table of how much money and how to wire the closing costs, but it wasn't difficult for me to figure out on my own.
Conventional 30 Year Fixed California
Professional, Competitive & Convenient
Easy online document portal with e-signature. Process went smoothly. Notary was very professional. Overall great experience! Highly recommend to others!!!
Conventional 15 Year Fixed California
High recommendation - Home Loans Today
From start to finish, Phillip Ferguson and Bonnie Pater provided exceptional service and assistance to complete our refinance mortgage loan. Phil and Bonnie are true professionals and honest in their word. This was the most pleasant lending experience I have ever had. Thank you Phil and Bonnie!! A++
Conventional Other Florida
Efficient/Timely/On Budget
Very pleased with the process. First time sourcing/using and online refinance and the process was very smooth. Was kept well informed and if I every had a question the response was very timely and complete. Closing title agent even met us at our home to gather the final closing signatures. Great experience and highly recommend.
Conventional 15 Year Fixed Colorado
PROFICIENT, DILIGENT & DEDICATED
What Jody promised he delivered 100%. He returned calls & e-mails quickly & was a pleasure to work with. I have done many loans in the past, and he was the BEST Loan Officer of them all. His processor Michelle Aanonsen made the process easy and was efficient. Without a doubt, I will recommend Jody Watters to all my friends & family. Thank you Jody for my great rate!!!
Conventional 30 Year Fixed Colorado
Great rate. Great service.
I would not hesitate to recommend Dan Sullivan and HLT to my friends and family (and I have). They rate was competitive and the communication, excellent. Dan was responsive 24/7. I don't think he ever sleeps. I refinanced with HLT last September. They contacted me six months later, but interest rate wasn't low enough, in my opinion, at the time, to justify refinancing. But Dan took the initiative to follow up with me two months later when the rates dropped again, and this time the rate was right so I refinanced. I'll think about HLT every time I make my lower mortgage payment.
Conventional 30 Year Fixed California
Excellent experience with cash-out refi
Started a refi in the late afternoon and signed 18 working days later. The team at FBC is efficient and proactive. I appreciate that electronic signature and secure uploading was available to speed up the process while still keeping all documents secure.
Conventional 30 Year Fixed California
Easiest Refi Ever!
I've done many refi's over the years and I have to say Jody was great to work with. We watched rates together for several days so we could get the best rates and lender credits. Once we locked both Jody and Bonne were awesome in working with me to gather up all my paperwork and get everything squared away so that my refi could close on time without any issues. I definitely recommend working with the team at Home Loans Today. They are spectacular!
Conventional 30 Year Fixed Washington
Very easy to deal with
Refinancing with Chelsea / Home Loans Today was a very easy process, we got everything done in a short period of time. Chelsea is very responsive and pleasant to work with.