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Reviews for Home Loans Today
Extraordinarily Helpful
Gary and his team were very responsive, always able to answer our questions and great about keeping us up to speed throughout the whole process. The loan was processed from application to close in under 4 weeks despite it being at the end of the year and during the holidays. Very helpful every step of the the way.
Loan Officer
Conventional 30 Year Fixed California
Cash-out Refi
Did a cash out refinance to combine a 1st and 2nd mortgage. We have used Home Loans Today several times in the last several years. This experience by far was the worst. Was not happy with the 3.74%. That rate was higher then every lender we tried to close with. The reason we closed was the appraisal was the highest one we received, so that is why we closed this loan. The higher appraisal meant a lot less money to close loan. This loan would not have closed if I myself was not a former mortgage broker. As a company, you might want to use a different title company than Integrity Title.
Katie's Tip: Do not use Integrity Tiltle
Loan Officer
Conventional 15 Year Fixed Michigan
refi gone well
I had a great experience working with Gary Konkel
Loan Officer
Conventional 30 Year Fixed Washington
Home refinance
Very satisfied with loan closer. However, lthere were last minute issues which Home Loans should have handled timely given enough time to read documents.
Jagdish's Tip: Provide timeline.
Loan Officer
Conventional 30 Year Fixed Colorado
Refinance
I had been through refinances so I was well prepared with docs so the refinance would go smoothly.
Loan Officer
Conventional 30 Year Fixed Colorado
A Pain-Free Experience
This was my second transaction with Gary, and just like the first one, working with Gary was simple. The paperwork was all done over the Internet, except for signing the final papers. For that, Gary's office arranged for the notary to come to our house, and we sealed the deal in our living room.
Loan Officer
Conventional 30 Year Fixed California
Refinance home loan
It was a pleasure workout mh with Gary.
Loan Officer
Conventional 30 Year Fixed California
Amazing Rates and Friendly Service
Gary was very helpful and has a streamlined process in place. The rate and closing cost was amazing!
Loan Officer
Conventional 30 Year Fixed Colorado
Fast, knowledgeable, and easy
I found the refinance process to be quick, the folks such as Gary and the loan processors to be quite knowledgeable and able to answer a variety of questions, and the process overall to be easy.
David's Tip: To avoid some confusion try to refinance at a time well removed from your property tax and annual home owners insurance payments... escrow doesn't always get information that is up to date in a timely fashion, so avoiding those will prevent double payments that have to be refunded.
Loan Officer
Conventional 15 Year Fixed Washington
Refinance Review
Alex provided excellent support. I would recommend him without hesitation and have already done so to multiple individuals.
Benjamin's Tip: Alex is readily available to answer questions or provide information.
Conventional 30 Year Fixed South Carolina
Very Pleased
I can only give high praise to the entire process. The professionalism and response time were outstanding, and probably the best service I have ever experienced. Gary's ability to work with me, even when I did not understand a process was amazing.
Loan Officer
Conventional 30 Year Fixed Washington
Very Pleased
I am very pleased to have worked with Gary. He was friendly, professional, prompt and very easy to talk to. He always seemed to have my interest in mind and answered every question I had. I will always go through Gary for any future services I need
Loan Officer
Conventional 30 Year Fixed Washington
General Review
Great work by Alex. Explain the process very well at everything step of the refinancing processes. Thanks Marlon
FHA 30 Year Fixed Florida
Review
Victoria did a fantastic job helping to get the loan closed
Loan Officer
Jumbo 30 Year Fixed Texas
Dan Murphy
Overall, this was a good experience. I realize HLT is bound by countless regulations, but the paperwork was extensive and seemingly never ending. Audrey and her team were very helpful throughout the process.
Loan Officer
FHA 30 Year Fixed Colorado
2019 Rollingwood
Mostly great service and prompt replies. However, right at the end there was confusion and delays around a smaller, smaller lien on our property that took too long to resolve and cost me more money than was advertised ("zero" closing costs). I also had to eat even more cost to extend the rate lock due to this delay.
Scott's Tip: Remind loan officer to check liens on property and insurance requirements early on in the loan process. Ask them to list all potential costs that would negate the zero closing cost loan you're expecting.
Loan Officer
Conventional 30 Year Fixed Colorado
Quick and easy
Great to work with and the process was mostly painless.
Loan Officer
Conventional Washington
Refinance
Best rate after much research, good communication throughout the process, moved swiftly and closed on time
Loan Officer
Conventional 30 Year Fixed Colorado
Good,
Overall experience was good, very responsive. The only item where the experience was not the best was that costs of the loan estimate were much higher than the actual costs.
Jose's Tip: Be prepared to pay more on closing costs than the first estimate you get.
Loan Officer
Conventional 15 Year Fixed Colorado
Few Hiccups, but overall a smooth transaction and great loan officer
She was great and able to secure a better rate than we had discussed as she waited for the market to change that day. A few communication issues with title, but I believe that was more the title company's fault than hers.
Loan Officer
Conventional 30 Year Fixed California
A+
This is the second refi that I have done with Home Loans Today and second that I have done with loan officer Anthony Edwards. The process is simple, quick and all electronic. Anthony was always available for me via phone or email when I had a question.
Paul's Tip: It helps to have a scanner at home to be able to quickly scan paper to pdf.
Conventional Other Colorado
2nd time was just as great
Anthony helped us with the purchase of our home in August 2018 and we were extremely happy. In June 2019 he reached out to let us know rates had significantly dropped so we re-finaced with him and we were just as happy the 2nd time around. Our Loan Processor Tanya was excellent as well. M tu brother is refinancing with FBC and my mother is using FBC for her purchase right now and both are extremely happy as well! You will be hard pressed to find lower rates and great customer service.
Conventional 30 Year Fixed Tennessee
Great service
2nd time working with Anthony atHome Loans Today. He provides consistently great service. Will definitely contact them should I feel the need to refi or purchase again.
Conventional 20 Year Fixed California
Best Ever
I absolutely love working with Anthony. I’ll never work with anyone rlse.
VA 30 Year Fixed Colorado
TERRIBLE Experience
Everything was late and it was constant chaos. Alex was very helpful and professional, but the processor and the total experience was awful. I would never recommend this company to anyone.
Conventional 30 Year Fixed Texas
Anthony and His Team from Home Loan Made the Transaction Easy
First of all, I was impressed when Anthony giving me a call to let me know about the lower interest rate. I received many mail and email offering the same thing but a personal call in this case made the difference. The Home Loan tools made the whole refinancing process easier. Communication with the team members was good. I like how Home Loan offers low cost refinancing, making the whole process worthwile. The rate I got was good even though I knew a friend who got a better rate later else where. But I think it was due to the market, not Home Loan.
Conventional 30 Year Fixed Oregon
Refinance
This process was quick and painless. We live in Colorado, property in Colorado, underwirting in Florida using esign and email was so helpful. Everything completed in a little over a month. Having the title co come to our house to sign the final papers was great, since Daniel was working and we squeezed in in between conference calls. So considerate. Thanks for the all the great help.
Daniel's Tip: Working across several times zones was a little tricky. Just be aware of it and make yourself available for a wide time span each day. Not hard to do.
Loan Officer
Conventional 30 Year Fixed Colorado
Good Experience
Very competitive rate. Easy to work with and responsive to my questions. The online module is pretty easy to use as well.
Conventional 30 Year Fixed Oregon
