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Reviews for John Fosgate
Awesome Experience!
Alison and Carla made out purchasing experience very smooth! Both were very helpful in the process and responded quickly to emails and phone calls! Couldn't have had a better experience anywhere else!!
FHA 30 Year Fixed Florida
Very Satisfied
Although the federal loan approval process is grueling compared to a few years ago John Fosgate and his team did the best they could to make the whole experience tolerable. From initial questions to closing FBC was very responsive and detailed.
Conventional 15 Year Fixed Florida
292 newcomb st
can not thank john's team enough,they went out of their way for me when the sellers agent lucy hanner wouldn't do their job .John, Allison , I can't thank you enough for all the extra work you did on my behalf. david ellis
David's Tip: you can't go wrong with john's team
Conventional 15 Year Fixed Florida
I don't know what this means
Review of process? John Fosgate in NSB did an awesome job. We met and easily and quickly filled out his survey. He stayed in coonstant contact. Carla Thomas was equally competent. Overall I felt as though if this is how FBC operates on a normal basis why would anyone go to any other lender.
Laurence's Tip: Go to John Fosgate
Conventional 5/1 Adjustable Rate Mortgage (ARM) Florida
Highly Recommend
After dealing with a prominent bank in town and getting the run around for months, I turned to John Fosgate with FBC Mortgage in New Smyrna Beach. I was in a rare situation and John worked with me every step of the way. From the time I had a new contract signed and turned in to John, we closed in less than two months. I would most definitely recommend his services to friends and others in the area.
Conventional 30 Year Fixed Florida
Highly Recommend the John Fosgate team at FBC Mortgage!
John Fosgate and his team, especially Carla Thomas, were just fantastic throughout the pre-approval, house hunting, underwriting, approval, escrow, and closing processes. John gave excellent advice that helped us breeze through the pre-approval and approval processes, and Carla was very attentive to the details throughout underwriting. Both John and Carla were very accessible and quick to return phone calls and emails and to resolve the inevitable small problems that arise with details along the way. After buying our home with John Fosgate's FBC team, I am convinced that having an experienced, hard-working, professional, LOCAL team is the key to avoiding the h*** that many people go through when trying to purchase a home. The process, with all of the regulations and documentation and contract negotiations, is not fun, but if you work with John's team and do your part with your docs, you'll be in your new home with the least amount of stress and headache possible. I strongly recommend John Fosgate and his team at FBC Mortgage without reservation.
Elizabeth's Tip: Tip: Get organized and call John.
Conventional 30 Year Fixed Florida
Easy as 1, 2, 3...
Working with John Fosgate and his assistant Alison Palmer made the mortgage loan process a breeze. They required very little from me except the usual documents any loan officer would need to establish a loan for a home buyer. My particular situation was fast tracked due to the short sale status of the home I was buying was going to full foreclosure and everything got pushed up 10 days. John and his assistant worked diligently to assure it all happened for me and I couldn't be happier with my new home!
Donald's Tip: Gather tax records, bank statements, etc. before starting the process ahead of applying instead of scrambling to find them.
Conventional 15 Year Fixed Florida
Quick and painless
I needed a loan to close on a home within one month's time. John and his team processed the loan well with few additional requests for documents along the way. They did a great job of continually communicating the status of the loan to all parties involved. Being a local lender, they were also able to give insight to some Florida specific items.