John Fosgate

94% of customers would recommend John Fosgate

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Customer Reviews

4.8 of 5
244 Reviews
Responsiveness 98%
Product met needs 100%
Competitive rate 97%
Real Estate Pro Reviews 1
May 23, 2014 at 10:20 AM
Recommend's John

Awesome Experience!

Alison and Carla made out purchasing experience very smooth! Both were very helpful in the process and responded quickly to emails and phone calls! Couldn't have had a better experience anywhere else!!

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 06, 2014 at 10:08 AM
Recommend's John

Very Satisfied

Although the federal loan approval process is grueling compared to a few years ago John Fosgate and his team did the best they could to make the whole experience tolerable. From initial questions to closing FBC was very responsive and detailed.

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 01, 2014 at 10:08 AM
Recommend's John

292 newcomb st

can not thank john's team enough,they went out of their way for me when the sellers agent lucy hanner wouldn't do their job .John, Allison , I can't thank you enough for all the extra work you did on my behalf. david ellis

David's Tip: you can't go wrong with john's team

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 04, 2014 at 7:39 AM
Recommend's John

great service

john, allison and the team were exceptional in their service. they were always available to explain things and make for a smooth loan process. i would recommend them highly!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 26, 2014 at 5:39 PM
Recommend's John

I don't know what this means

Review of process? John Fosgate in NSB did an awesome job. We met and easily and quickly filled out his survey. He stayed in coonstant contact. Carla Thomas was equally competent. Overall I felt as though if this is how FBC operates on a normal basis why would anyone go to any other lender.

Laurence's Tip: Go to John Fosgate

Conventional 5/1 Adjustable Rate Mortgage (ARM) Florida
Closed on time
Responds quickly
Loan met my needs

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March 19, 2014 at 12:30 PM
Recommend's John

Great experience!

From beginning to end, John and his team were consistently efficient and professional. Our questions were answered immediately and thoroughly. We would never consider using another lender!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 14, 2014 at 2:39 PM
Recommend's John

Sterzinar loan review

All the people I contacted with FBC mortgage did a wonderful job and treated me well and promptly.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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January 08, 2014 at 6:11 AM
Recommend's John

Easy

John made the loan process very easy. He communicated via email and phone. He was ale to seems late in the day and attended our closing. He made purchasing a new home a painless process.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 16, 2013 at 4:41 PM
Recommend's John

Great service

I was very pleased with John and the assistance we received in obtaining our new mortgage. The process was flawless. John did everything he said he would do and the rate was competitive

Jumbo 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 03, 2013 at 11:54 AM

Highly Recommend

After dealing with a prominent bank in town and getting the run around for months, I turned to John Fosgate with FBC Mortgage in New Smyrna Beach. I was in a rare situation and John worked with me every step of the way. From the time I had a new contract signed and turned in to John, we closed in less than two months. I would most definitely recommend his services to friends and others in the area.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 31, 2013 at 12:10 PM
Recommend's John

Highly Recommend the John Fosgate team at FBC Mortgage!

John Fosgate and his team, especially Carla Thomas, were just fantastic throughout the pre-approval, house hunting, underwriting, approval, escrow, and closing processes. John gave excellent advice that helped us breeze through the pre-approval and approval processes, and Carla was very attentive to the details throughout underwriting. Both John and Carla were very accessible and quick to return phone calls and emails and to resolve the inevitable small problems that arise with details along the way. After buying our home with John Fosgate's FBC team, I am convinced that having an experienced, hard-working, professional, LOCAL team is the key to avoiding the h*** that many people go through when trying to purchase a home. The process, with all of the regulations and documentation and contract negotiations, is not fun, but if you work with John's team and do your part with your docs, you'll be in your new home with the least amount of stress and headache possible. I strongly recommend John Fosgate and his team at FBC Mortgage without reservation.

Elizabeth's Tip: Tip: Get organized and call John.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 15, 2013 at 12:50 PM
Recommend's John

Easy as 1, 2, 3...

Working with John Fosgate and his assistant Alison Palmer made the mortgage loan process a breeze. They required very little from me except the usual documents any loan officer would need to establish a loan for a home buyer. My particular situation was fast tracked due to the short sale status of the home I was buying was going to full foreclosure and everything got pushed up 10 days. John and his assistant worked diligently to assure it all happened for me and I couldn't be happier with my new home!

Donald's Tip: Gather tax records, bank statements, etc. before starting the process ahead of applying instead of scrambling to find them.

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 02, 2013 at 2:48 PM
Recommend's John

Quick and painless

I needed a loan to close on a home within one month's time. John and his team processed the loan well with few additional requests for documents along the way. They did a great job of continually communicating the status of the loan to all parties involved. Being a local lender, they were also able to give insight to some Florida specific items.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 02, 2013 at 8:36 AM

good job

John's team pulled off their task within 28 days. Well done!

Conventional Florida

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October 01, 2013 at 9:31 PM
Recommend's John

Good job

Well done. 28 days from contract to close!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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