Are you a customer of John Fosgate?
Reviews for John Fosgate
Satisfied
John fosgate and his team at Fbc mortgage were very helpful with any questions I had during my loan process. Fbc team made my first home buying experience a pleasure and I am 100% satisfied with their service I would recommend Fbc mortgage to anyone looking into a home loan.
Conventional 30 Year Fixed
Worked hard under difficult situation
My wife and I put an offer on a short sale in April with the stipulation that we could not close in July (my wife was teaching out of the country). You can probably tell where this is going, the banks agreed to our offer but we needed to close in late July. John worked very hard to get the mortgage ready to close but also to get a week extension until we were both back in the States. I recommend John and FBC highly.
Conventional 30 Year Fixed
As smooth of a process as it get's!!
John and his team are very knowledgeable of the loan process from start to finish. Not only did they explain the process from the beginning they handled the challenges throughout with poise and professionalism. If you are in the market to purchase or refi you will not be disappointed!
FHA
The Best!!
John is the best a loan officer out there, he helped me out on all my stuff and took the time out of his day to help me with anything that i needed to have done. It was Amazing working with John and his team!!!!
Conventional 30 Year Fixed
New Smyrna Beach Home
The whole process was a mess. We had to send at least four sets of information twice, because they were misplaced. We were told different things by different FBC people about various aspects of the loan process. We had personal data from another person e-mailed to us by mistake. The under-writer insisted on things that were very un-reasonable. Our loan documents made it to the title company late, almost postponing the closing.
Charles's Tip: Consider a different loan company.
Lender Response
We apologize for your experience with FBC Mortgage. Our goal is to provide the highest level of customer satisfaction. We will be contacting you to discuss your specific situation and make every attempt to resolve your experience with FBC Mortgage.Conventional 30 Year Fixed
Great Navigator
John & Team helped me navigate through a long tedious process. John was extremely helpful and knew exactly what to do every step of the way and he closed me with a rate lower than I expected. If I ever have to do this again, or if I have someone to refer, my first call will be to John at FBC.
Conventional 30 Year Fixed
Pretty quick and easy
When I met with John to discuss a mortgage and start the process, he was knowledgeable and pointed me in the direction of the best loan for me. He told me he was shooting to close in 30 days and we did. During the process, the whole team was helpful regarding getting things needed by underwriting and kept me posted throughout.
Conventional 30 Year Fixed
Loan Officer Review
I thought John and his team did an outstanding job of securing a good rate for my condo and they continued to guide me and answer all of my questions throughout the entire process. I would recommend John and his team to anyone purchasing real estate in the New Smyrna Beach area.
Conventional 30 Year Fixed
Good Rate and a Good Experience
John Fosgate showed himself to be a very knowledgeable, energetic, positive, and responsible loan officer. There were some glitches on getting my deal to closing (which were not FBC's fault) and John and his staff worked relentlessly to overcome the obstacle and get us to closing. I got a fantastic rate and the closing itself was very smooth and congenial. I was impressed that John attended the closing (which would not have been required). Having the New Smyrna Beach office location made a big difference for me, since it made my application very easy to accomplish and I knew that I was dealing with a well-established and local lender.
Mark's Tip: Check out FBC's ratings on Better Business Bureau. It is very positive, and gave me assurance that they were genuine and fair.