John Fosgate

93% of customers would recommend John Fosgate

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Customer Reviews

4.8 of 5
180 Reviews
Responsiveness 98%
Product met needs 100%
Competitive rate 97%
Real Estate Pro Reviews 1
March 01, 2017 at 3:18 PM
Recommend's John

Great job on a complicated refi

You guys did a great job on a complicated refi. All communications were great and all the help I got was great. I'm positive I will be back in the future when I'm ready for a new house.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 02, 2016 at 12:45 PM
Recommend's John

Awesome people to work with!

It was a bumpy road but we got through it and closed on the house of our dreams!! John is the best!

Casey's Tip: Know what you are getting into before you start the process, there is more to it than you think.

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 29, 2016 at 4:17 PM
Recommend's John

John Fosgate Team

Everything was done so timely and efficiently. Everyone we worked with each step of the way was very pleasant and helpful. We could call anyone one at anytime and get an explanation or an answer. It was a pleasure to work with this team.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 26, 2016 at 11:06 AM
Recommend's John

Awesome Experience

John and his team are very professional, respond quickly, and just made it so easy for me to get a loan. I really can't believe how smooth everything went and there were no surprises AT ALL. I would only recommend them - best rates - best service - promises kept! You can't go wrong!!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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July 21, 2016 at 10:22 AM
Recommend's John

Great, Fast Service!

John and his team were fast and efficient in getting all the necessary work done! Enjoying our new home!

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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July 08, 2016 at 11:44 AM
Recommend's John

Ackley and FBC review

Mr. Fosgate and all of his staff were highly competent and extremely helpful. And best of all everything fell into place and was on time! (Mainly due to the staff at FBC!)

Wayne's Tip: Fast and very friendly.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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June 20, 2016 at 5:52 PM
Recommend's John

Wonderful Experience

Our loan process was very smooth. We were kept informed at every step, and our questions were answered.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 22, 2016 at 12:39 PM
Recommend's John

First American Title

I want to express my sincere gratitude to John Fosgate and his team for their expierence and professional approach by taking us to purchasing our new home. All of our questions were quickly answered/resolved. John and his team are a valuable asset to FBC. Thank you

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 15, 2016 at 11:38 PM

Less Professional Than Expected

We felt that there was a considerable lack of communication between FBC and us. We were good clients that provided all the paperwork in a timely manner and we felt blindsided when we were provided with a HUD at the time of closing instead of the day before. We were not notified that we needed to bring money to closing until we were at the title company. We were never properly explained to whom we could ask the appropriate questions. One of the forms we were asked to sign off on had incorrect social security numbers. Also, we wish we didn't have to send such personal information over email. We were hoping there would be some sort of secure server where we could upload such important documents. It's a very "hurry up and wait" system. We felt like just another number to FBC.

Lender Response
We apologize for your experience with FBC Mortgage, LLC. Our goal is to provide the highest level of customer satisfaction. We will be contacting you to discuss your specific situation and make every attempt to resolve your experience with FBC Mortgage, LLC.
Conventional 30 Year Fixed Florida
Closed on time
Loan met my needs

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May 15, 2016 at 3:01 PM
Recommend's John

Outstanding Service

As a real estate professional, I have witnessed customers struggle through the mortgage process. In the future, I will always recommend FBC and the Fosgate Team. I was extremely well-informed throughout the entire process! Very special thanks to Alison and Carla who always promptly and kindly answered my many questions!

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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April 12, 2016 at 11:25 AM
Recommend's John

Stop Shopping Lenders!! You have found your guy!

I have never felt so comfortable discussing my loan and building process with John. He was there for me at ALL hours, and I do mean that. I would text him at 5 am and would receive a response. John and his team are dedicated to making sure you UNDERSTAND the process and they NEVER once made me feel incompetent for not understanding something; even if it was the 5th time they had to explain it to me. I built a home so the process was a little longer than a simple purchase, but they made sure to not only stay in contact but give me a breakdown on what to expect so nothing would catch me off guard. This included what I would expect from my agent, the builder and the closing process. This team is by far the best in Volusia County and if you are looking for GREAT RATES, someone who is willing to fight for you, and take the burden off of you, because we all know this is not always a breeze, well you have found your man!

Theresa's Tip: Ask questions, don't be afraid. John will sit with you as long as it takes, and if you have a busy schedule and he needs to talk to both yourself and your husband separately, trust me he will. He is so well versed in all of the new laws and what the rates are doing, that he can educate you as well.

Other 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 04, 2016 at 10:27 AM

warranty deed husband & wife

large team can lose the personal touch at times even though they are efficient

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 01, 2016 at 2:50 PM
Recommend's John

Lisa Smith

We had an excellent experience. We compared multiple lenders and no others could compete.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 28, 2016 at 11:11 AM
Recommend's John

Fast, Smooth, and Efficient Lender

John Fosgate of FBC Mortgage provided us with a smooth closing. He offered us a loan well suited to the beach condo we purchased. He was straightforward in discussing our loan and always had time to answer our questions. He and his team worked quickly and efficiently. My wife and I were most impressed with his service!

Lewis's Tip: See John Fosgate of FBC Mortgage first! He and his team will save you time and provide excellent service.

Other Other Florida
Closed on time
Responds quickly
Loan met my needs

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January 02, 2016 at 3:35 PM
Recommend's John

Amazing

John went so above and beyond on getting my loan. Mine was not an easy one. He came to the closing to make sure that all went well. I could not be any happier with his service and the company.

Sandra's Tip: You can trust them !!

Other 5/1 Adjustable Rate Mortgage (ARM) Florida
Closed on time
Responds quickly
Loan met my needs

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