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Reviews for John Fosgate
Great service
John, Alison and Tanya were extremely helpful and professional. They answered all my questions and explained their process at every step of the way. They even have little email videos they send you as you reach a milestone in the process. Could not be happier.
Donald's Tip: Don't hesitate to reach out to them.
Conventional 30 Year Fixed Florida
Great Mortgage Experience
FBC Mortgage was outstanding, very efficient and guided me thru the entire process. Best mortgage application I’ve ever experienced.
Conventional 30 Year Fixed Florida
Re-fi can get confusing without knowledge of proper forms other than just run of the mill standard stuff.
fair to good
Daniel's Tip: Explain permit process minor or otherwise for repairs, building or such and how it effects title search. Seems permits carry automatic leins and certain types of forms need to be signed.
Conventional 30 Year Fixed Florida
NSB Minorca
After an unacceptable loan proposal from another lender, met John Fosgate, Alison Friend and Tonya Martin at the New Smyrna Beach office, in addition to Michelle Montagne - processor. 21 days from first phone contact to closing - and closed earlier than required by purchase contract. The Team kept us informed at every step of the way, told us what was relevant, what was not relevant or needed, and paved the way for a much better loan and terms than previously offered - at a savings of over 100bps on the interest rate!
Richard's Tip: Call John Fosgate FIRST for your NSB home financing needs!
Conventional 30 Year Fixed Florida
Fantastic Experience, Highly Recommned
Everything with FBC was a smooth, professional and effective process. I could not say enough good things about John and his team.
Conventional 30 Year Fixed Florida
First time buyer in Florida
Working with FBC and John Fosgate was a pleasurable seamless process from start to finish
Conventional 15 Year Fixed Florida
Refinance
Very satisfied with how and how quickly my loan was handled.
FHA 30 Year Fixed Florida
Condo
John Fosgate worked to secure a loan on a traditionally difficult building.
Conventional 5/1 Adjustable Rate Mortgage (ARM) Florida
Billingsley
A great company and very easy to work with.
Conventional 30 Year Fixed Florida
Nice job and friendly staff
Getting approval for a mortgage is now an incredibly intensive experience. I was blown away by the amount of paperwork and level of detail that was needed. The FBC staff helped us get through this - not without pain, but with a minimum. There were some real complexities with this purchase. John and his team found a path that got us the mortgage we needed at a very good rate. They even came through at the very end when our realtor put in a last minute kink. All in all a great job.
Conventional 30 Year Fixed Florida
Stress Free Loan Process moi
Working with FBC was a breeze! They were extremely responsive and helpful and kept us updated every step of the process. We never had to wonder what was happening with our loan. Would definitely recommend this team of loan professionals!
Conventional 30 Year Fixed Florida
Easy refinance
After being in my home for two years, I knew it was time to refinance. Since I had my initial FHA loan with FBC Mortgage, it was a logical first stop. But their responsiveness and flexibility made the process so easy. I travel regularly for work, so being able to ask questions on weekends and receive quick responses was very valuable to me. The entire team was clearly working for a successful experience!
Conventional 30 Year Fixed Florida
Home Loan
Fast and friendly with questions always returned phone call or email in a timely fashion.
FHA 30 Year Fixed Florida
Awesome Service
John and his team are awesome I was working with freedom mortgage at first and they ended up saying they needed more money and raised prices and rates. Well that being said I started thinking of not going through on buying the home until I was referred to Jon Fosgate with FBC him and his team made it very easy and fast and completely comfortable I had a pre approval in less then a hour and had it to underwriting in just a few days. They also ended up saving me a lot of money and made sure I did was right for my family and I. I can’t thank FBC and John and his team enough. Thanks so much! Next time I’m looking for a home loan I won’t call anyone but John Fosgate as well as telling everyone I know about him and his team!
Nicholas's Tip: See John Fosgate with FBC no one else!
Conventional 30 Year Fixed Florida
Excellent work!
My wife and I were extremely blessed to have FBC Mortgage, John Fosgate and Tonya from the New Symerna Beach office worked very hard on our loan, my wife and I had a small issue but they immediately worked it out and we even got a lower mortgage rate than before! They were wonderful and again we were blessed to have them help us in achieving our home. Thanks FBC, and thank you John and Tonya!
Conventional 30 Year Fixed Florida
Another easy experience
This is the third time my husband and I have used John Fosgate and FBC Mortgage for our real estate needs. Just like the two times before this one, the process was simple and quick. John and his associates made the process dummy-free and efficient.
David's Tip: If you get them the paperwork in a timely manner and follow everything they ask if you, it will be a quick process.
Other 30 Year Fixed Florida
Poop communication, slow answers, and no return emails or calls for days.
This is my second mtg from FBC. John and Tonya were amazing. The slow forgetful calls, emails and communication from Alison and Carla was aweful. Most of the time, it was me pushing the loan process. Even to the last Monday an email from Alison before closing, saying she was sorry that she didn't email me back for the last emails of Friday.
Lender Response
We apologize for any inconvenience you may have encountered with FBC Mortgage, LLC. Our goal is to provide the highest level of customer satisfaction. We will take this review and discuss with our Sales and Processing Team on how to improve their communication skills. We will also use this experience as a training opportunity for our entire company.Conventional 30 Year Fixed Florida
Excellent
This company has very professional people. They know what they are doing, very fast and very clear. Thank you guys for everything you do for us.
Alexis's Tip: It is in my hand to recommend that company to somebody I’m sure I’m gonna do it
Conventional 30 Year Fixed Florida
Excellent
This company has very professional people. They know what they are doing, very fast and very clear. Thank you guys for everything you do for us.
Alexis's Tip: It is in my hand to recommend that company to somebody I’m sure I’m gonna do it
Conventional 30 Year Fixed Florida
1632
these folks are the best. Everyone that touched my file was very knowledgeable and super quick to respond. I cant imagine having a better experience. Side note: FBC took the time to renegotiate my rate with the bank once the appraisal came in higher than I expected. Im not sure how it all works, but they definitely took the extra effort to get me the best deal possible. If you are lucky, you will get Alison as your point of contact, but they are all great.
Milota's Tip: Just listen to their advice - they always seemed to guide me in the right direction
Conventional 30 Year Fixed Florida
FBC Mortgage
This is our 2nd time using John and his team from FBC mortage. They are by far the best experience you will ever recieve when buying a home. They always get things done quickly and most importatnly they are always accuarte. If you are thinking about contacting them then stop thinking and pick up the phone or you will be disappointed you didn't.
Jumbo 30 Year Fixed Florida
Home Loan
Great Service friendly and helpful people.
Conventional 30 Year Fixed Florida
Closing loan feedback
Fair and honest loan processing at competitive rates.
Conventional 30 Year Fixed Florida
Top notch service, with a painless process.
Never have I been through a smoother loan process. John and his team went above and beyond to ensure that everything was in place by our closing date. Couldn’t be happier about the whole process. Will refer to many, many, people. Thanks again John!
Conventional 30 Year Fixed Florida
Quick and Easy!
Great to work with, got things done quickly, and a great rate.
Conventional 30 Year Fixed Florida
A must go to team.
Everyone in the office was nice and professional. When I had to call them they picked up or returned my call that day. Very knowledgeable.
Conventional Florida
