John Fosgate

93% of customers would recommend John Fosgate

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Customer Reviews

4.8 of 5
204 Reviews
Responsiveness 98%
Product met needs 99%
Competitive rate 97%
Real Estate Pro Reviews 1
12 days ago at 3:47 PM
Recommend's John

Refine in New Smyrna Beach

Great job by all parties. Fully informed at every step. Very good interest rate, and reasonable closing costs. This was a mail away closing and that went very smoothly also.

Jack's Tip: Responding as soon as possible with requests for information keeps the process moving.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly

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13 days ago at 4:04 PM
Recommend's John

Great Company

I would highly recommend FBC Mortgage. The team made the process of getting a mortgage easy. Thank you Alison Friend & Tonya Martin for all your help.

Other 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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26 days ago at 10:15 AM
Recommend's John

FBC Rocks! Thanks JOhn Fosgate

John and his team killed it as normal. FBC is my goto broker.

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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26 days ago at 10:00 AM
Recommend's John

Amazing staff!

John is definitely a wizard with loans. He has an amazing team surrounding him that made my refinance an absolute breeze. The Fosgate Team was friendly, professional, and well organized! Definitely the easiest process I’ve been through. Thank you all!!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 20, 2020 at 10:00 AM
Recommend's John

Fantastic Loan Experience

My wife and I recently did a re-finance for my Daytona Bach Shores condo. We had the pleasure to work with John Fosgate and his team. It was a spectacular experience from start to finish. Their professionalism and continuous contact was the best loan experience we ever had with dealing with any loan group.We will definitely recommend them to anyone looking for a new or refinanced mortgage.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 13, 2020 at 11:42 AM
Recommend's John

Service like no other!

John and his team were absolutely amazing in helping us refinance our home! They were always available to answer our questions, explained processes in ways we could easily understand, and kept us in the loop throughout the process. I highly recommend John Fosgate and his team!!

Jennifer's Tip: Don’t be afraid to ask questions, john and his team are most happy to help you understand everything!

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 13, 2020 at 11:25 AM
Recommend's John

THE BEST

We did a VA Construction loan originally a year ago. The staff was extremely helpful . Allision kept us informed of rates before we closed. But John Fosgate actually reach out to us to offer a lower rate at a very small cost to lock in rate. We were extremely satisfied to get the 4.125% when we closed on the final. As you know things started to change and interest rates began to drop. We reached out to them again about a re-fi and found that the rates were at all time low. 2.75% so we began re-fi process. They made every thing so simple, and very easy. And again John Fosgate reached out to us to let us know rates were back up, and that he found a company that would honor the rate we were quoted. so we lock it in. He didn't have to do that. They truly look out for their clients best interest , I feel . It has been the best home mortgagee experience we have ever experienced .

Timothy's Tip: They will keep you informed every step of the way.

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 12, 2020 at 7:40 PM
Recommend's John

FBC Mortgage company

I was very satisfied with the service I received from FBC Mortgage. They were always quick to respond to my questions.

Robin's Tip: It may be helpful to inform clients that wire transfers are usually not able to be handled by a phone call to the bank, but will require a visit to the branch. I was not aware of this and other clients may not know this, either.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 15, 2020 at 3:00 PM
Recommend's John

FBC New Smyrna Beach

It is never a pleasant experience to apply for a home mortgage, but John's group at FBC does everything possible to make it as easy and stress-free as possible. All are professional, knowledgeable and easy to work with. Calls and emails are answered almost immediately.

Jumbo 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 14, 2020 at 12:34 PM
Recommend's John

Minorca Condo

John did an excellent job of picking up our need from another mortgage service and was able to expedite our loan process. Everyone on the team did an great job. Everyone was pleasant to work with! We were very pleased.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 01, 2020 at 2:55 PM
Recommend's John

Great service

John, Alison and Tanya were extremely helpful and professional. They answered all my questions and explained their process at every step of the way. They even have little email videos they send you as you reach a milestone in the process. Could not be happier.

Donald's Tip: Don't hesitate to reach out to them.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 01, 2020 at 11:11 AM
Recommend's John

Great Mortgage Experience

FBC Mortgage was outstanding, very efficient and guided me thru the entire process. Best mortgage application I’ve ever experienced.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 27, 2020 at 10:56 AM
Recommend's John

Re-fi can get confusing without knowledge of proper forms other than just run of the mill standard stuff.

fair to good

Daniel's Tip: Explain permit process minor or otherwise for repairs, building or such and how it effects title search. Seems permits carry automatic leins and certain types of forms need to be signed.

Lender Response
Lender Response We apologize for any convenience you may have experienced with you loan transaction. We strive for 100% consumer satisfaction. If there is anymore we could have done to make your experience better, please contact Jennifer Green at [email protected]
Conventional 30 Year Fixed Florida
Responds quickly
Loan met my needs

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March 26, 2020 at 10:40 AM
Recommend's John

NSB Minorca

After an unacceptable loan proposal from another lender, met John Fosgate, Alison Friend and Tonya Martin at the New Smyrna Beach office, in addition to Michelle Montagne - processor. 21 days from first phone contact to closing - and closed earlier than required by purchase contract. The Team kept us informed at every step of the way, told us what was relevant, what was not relevant or needed, and paved the way for a much better loan and terms than previously offered - at a savings of over 100bps on the interest rate!

Richard's Tip: Call John Fosgate FIRST for your NSB home financing needs!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 04, 2020 at 9:31 AM

Fantastic Experience, Highly Recommned

Everything with FBC was a smooth, professional and effective process. I could not say enough good things about John and his team.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 19, 2020 at 9:39 PM
Recommend's John

First time buyer in Florida

Working with FBC and John Fosgate was a pleasurable seamless process from start to finish

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 09, 2020 at 4:16 PM
Recommend's John

Refinance

Very satisfied with how and how quickly my loan was handled.

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 06, 2020 at 1:05 PM
Recommend's John

Condo

John Fosgate worked to secure a loan on a traditionally difficult building.

Conventional 5/1 Adjustable Rate Mortgage (ARM) Florida
Closed on time
Responds quickly
Loan met my needs

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January 29, 2020 at 1:35 PM
Recommend's John

Billingsley

A great company and very easy to work with.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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January 01, 2020 at 12:19 PM
Recommend's John

Nice job and friendly staff

Getting approval for a mortgage is now an incredibly intensive experience. I was blown away by the amount of paperwork and level of detail that was needed. The FBC staff helped us get through this - not without pain, but with a minimum. There were some real complexities with this purchase. John and his team found a path that got us the mortgage we needed at a very good rate. They even came through at the very end when our realtor put in a last minute kink. All in all a great job.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 26, 2019 at 3:32 PM
Recommend's John

Stress Free Loan Process moi

Working with FBC was a breeze! They were extremely responsive and helpful and kept us updated every step of the process. We never had to wonder what was happening with our loan. Would definitely recommend this team of loan professionals!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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