John Fosgate

94% of customers would recommend John Fosgate

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Customer Reviews

4.8 of 5
242 Reviews
Responsiveness 98%
Product met needs 100%
Competitive rate 97%
Real Estate Pro Reviews 1
March 31, 2022 at 4:48 PM
Recommend's John

Honestly a Great Experience

I have always heard such terrible stories about the home buying process, and while the home hunt was a nightmare, the assistance from FBC Mortgage was great. Tonya Martin was always great with correspondence so I was able to know what I could afford and make offers. While it took a few tries to finally get one accepted, once it was, Michelle Montagne was so helpful in collecting all the necessary information to get the loan approved and everything necessary for closing.

Kristina's Tip: Don’t be afraid to reach out. They are there to answer your questions and walk you through the whole process.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 29, 2022 at 8:04 PM
Recommend's John

Great service

Working with fbc was was a great experience. Everyone was very professional and kind and helpful. We appreciate the honor of working with all of your team… thanks again!

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 06, 2022 at 9:48 AM
Recommend's John

Amazing

Alison, Michelle, Tonya and John. Thank you so very much for your professionalism and service. FBC is Amazing. Very happy with the purchase of our beautiful home. You guys are A+ in my book. THANKS AGAIN 😊

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 04, 2022 at 9:46 AM
Recommend's John

Outstanding Service by all

FBC Mortgage is a great Company, from beginning to end the service was outstanding.

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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February 10, 2022 at 6:43 AM
Recommend's John

John Fosgate and FBC is the best

This is my third mortgage with FBC. I did two mortgages, one with a local company and one with a Nationally know company. This is by far the best experience, the quickest process and ultimately what you want, a great rate, easy path to closing.

James's Tip: This is the the quickest and most economical path to a new or refi home loan.

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 10, 2021 at 10:06 AM
Recommend's John

Superb Operations with this Excellent Mortgage Company

My realtor recommended FBC Mortgage for my home purchase as I relocated to this new (for me) state. At the same time, I explored my options through a large, nationally known lender with which I have had three different mortgages in the past. Ultimately, I went with FBC even though their rate was 1/8 point higher, because their customer service and online operations were superb, and I was experiencing exactly the opposite with the national lender. FBC's agents answered all of my questions quickly and thoroughly. The online application and loan calculator processes were clear and simple to follow, and immediately showed me the details I needed to know. Of the eight homes I have bought in five different states, this transaction was by far the simplest and most transparent. I will not hesitate to use them again and highly recommend them to others.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 08, 2021 at 6:05 PM
Recommend's John

Rate my lender

My lender was professional and courteous. Prompt in returning phone calls, answering emails and processing requested information and documents. I would recommend this lender to anybody.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 11, 2021 at 3:04 PM
Recommend's John

Just the Best!

John and his team could not have been better. Over the years, my wife and I have purchased many homes. We have never received better service. We were kept informed during every step of the process.

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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July 31, 2021 at 9:59 AM
Recommend's John

Very Impressive

I feel FBC Mortgage is a great lending company. Everything went very smooth from beginning to end and even went above and beyond when an issue evolved on the sellers end. Thank you for that John Fosgate!!

Kenneth's Tip: Watch your video's and stay on point

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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June 30, 2021 at 1:31 PM
Recommend's John

Amazing Seamless Experience

This was our first time buying a house and going through home buying in America and it was seamless! Everyone was so kind and quick to respond to our emails!

Faye-Lauren's Tip: Turn in paperwork straight away and don’t wait!

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 10, 2021 at 1:11 PM
Recommend's John

Smooth Sailing

From the beginning to closing FBC was the most accommodating stress free experience ever! I wish the World worked together like this team! I highly recommend them, they are more than five stars!

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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April 28, 2021 at 11:05 AM
Recommend's John

Excellent service

They were quicker than other companies and organized and thorough. Very happy.

John's Tip: Future Clients: USE THESE GUYS!

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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March 31, 2021 at 10:59 AM
Recommend's John

Excellent Company

I will highly recommend FBC with 5 stars they was on top of everything & moved very quick & smooth with the process.

Nowell's Tip: Have your end ( paper work) together and process will move smooth & quick.

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 24, 2021 at 9:55 PM
Recommend's John

Outstanding

John and his team were absolutely wonderful, kind and easy to work with. What is usually a stressful and time consuming process, was expedient and not stressful whatsoever. I highly recommend John and would absolutely use him again.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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January 21, 2021 at 9:11 AM
Recommend's John

Condo Mortgage

Highly recommend. Good communication and follow-thru.

Other Other Florida
Closed on time
Responds quickly
Loan met my needs

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December 23, 2020 at 8:25 AM
Recommend's John

Always a great experience

This is the 4th real estate transaction we've done with John Fosgate and FBC Mortgage. This is also the 4th no-stress, efficient and flawless transaction with them. It's important to also mention John's colleague Alison Friend. She is professional, efficient, and always available to answer questions. Great experience as always!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 09, 2020 at 1:59 PM
Recommend's John

Closing

Everyone was excellent in hellping me keep all the information I needed correct and up to date for a very easy closing

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 19, 2020 at 2:45 PM
Recommend's John

Thank you!

Thank you for making buying and selling at the same time obtainable and an easy process!

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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November 19, 2020 at 11:44 AM
Recommend's John

Great Company. Great People

This was our first home purchase. When other lenders said, "No," FBC said, "Yes." They were a joy to deal with, always professional, courteous, and helpful The entire process was surprisingly easy and with no surprises.

John's Tip: Simple: Call them

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 16, 2020 at 10:28 AM
Recommend's John

C M Foote

I feel I did not get personable care and attention. Due to the seller being out of state and no mortgage broker was designated, and due to Covid19, ended up signing mortgage papers on the hood of my car in 90 degree weather! Also have yet to get a copy of my signed documents and deed!

Carole's Tip: Help them to understand every step of the process, take the time...slowdown instead of rushing through!

Conventional 30 Year Fixed Florida
Closed on time

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November 14, 2020 at 10:34 PM
Recommend's John

quick service

John went a lot of extra steps when there were some minor issues with the relator not submitting some required paperwork

Edward's Tip: Start the process ASAP

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 29, 2020 at 9:40 AM
Recommend's John

Refinance

John Fosgate and his staff were extremely helpful, and available throughout the entire process.

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 22, 2020 at 7:07 PM
Recommend's John

Grateful

I’m grateful for the help John gave during this difficult time in my life. I’m grateful for this home and I’m so excited about fixing it up.

Rose's Tip: Be patient and sharpen that pencil. You will have a lot of paperwork to collect so don’t get frustrated!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 07, 2020 at 9:37 PM
Recommend's John

Excellent Local Service

I was thrilled to learn how hat we could utilize a local office for our recent home purchase.

Alisha's Tip: Easy uploading of docs in one system, with excellent support employees to assist when needed.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 30, 2020 at 11:46 AM
Recommend's John

Excellent service, great communications

Everything went smoothly and on time. Staff was very professional with timely communication. I recommend.

Dennis's Tip: Be advised that you pay extra if Lender does not hold escrow for insurance & taxes.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 25, 2020 at 10:26 AM
Recommend's John

Excellent service!

John and his team are professionals and it was a pleasure working with them "again and again". i am a repeat customer.

Other 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 17, 2020 at 10:24 PM
Recommend's John

FBC Review

Awesome to work with, got the paperwork done and closed ahead of schedule! Can't say enough good things about John and his staff. Much faster and easier to deal with than a bank.

Scott's Tip: FBC had a great rate and no surprises at the end

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 13, 2020 at 8:54 AM
Recommend's John

Refinancing procedure

Very helpful people

James's Tip: Just give them what they asked for

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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