John Fosgate

94% of customers would recommend John Fosgate

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Customer Reviews

4.8 of 5
227 Reviews
Responsiveness 98%
Product met needs 100%
Competitive rate 97%
Real Estate Pro Reviews 1
5 days ago at 9:11 AM
Recommend's John

Condo Mortgage

Highly recommend. Good communication and follow-thru.

Other Other Florida
Closed on time
Responds quickly
Loan met my needs

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December 23, 2020 at 8:25 AM
Recommend's John

Always a great experience

This is the 4th real estate transaction we've done with John Fosgate and FBC Mortgage. This is also the 4th no-stress, efficient and flawless transaction with them. It's important to also mention John's colleague Alison Friend. She is professional, efficient, and always available to answer questions. Great experience as always!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 09, 2020 at 1:59 PM
Recommend's John

Closing

Everyone was excellent in hellping me keep all the information I needed correct and up to date for a very easy closing

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 19, 2020 at 2:45 PM
Recommend's John

Thank you!

Thank you for making buying and selling at the same time obtainable and an easy process!

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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November 19, 2020 at 11:44 AM
Recommend's John

Great Company. Great People

This was our first home purchase. When other lenders said, "No," FBC said, "Yes." They were a joy to deal with, always professional, courteous, and helpful The entire process was surprisingly easy and with no surprises.

John's Tip: Simple: Call them

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 16, 2020 at 10:28 AM
Recommend's John

C M Foote

I feel I did not get personable care and attention. Due to the seller being out of state and no mortgage broker was designated, and due to Covid19, ended up signing mortgage papers on the hood of my car in 90 degree weather! Also have yet to get a copy of my signed documents and deed!

Carole's Tip: Help them to understand every step of the process, take the time...slowdown instead of rushing through!

Conventional 30 Year Fixed Florida
Closed on time

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November 14, 2020 at 10:34 PM
Recommend's John

quick service

John went a lot of extra steps when there were some minor issues with the relator not submitting some required paperwork

Edward's Tip: Start the process ASAP

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 29, 2020 at 9:40 AM
Recommend's John

Refinance

John Fosgate and his staff were extremely helpful, and available throughout the entire process.

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 22, 2020 at 7:07 PM
Recommend's John

Grateful

I’m grateful for the help John gave during this difficult time in my life. I’m grateful for this home and I’m so excited about fixing it up.

Rose's Tip: Be patient and sharpen that pencil. You will have a lot of paperwork to collect so don’t get frustrated!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 07, 2020 at 9:37 PM
Recommend's John

Excellent Local Service

I was thrilled to learn how hat we could utilize a local office for our recent home purchase.

Alisha's Tip: Easy uploading of docs in one system, with excellent support employees to assist when needed.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 30, 2020 at 11:46 AM
Recommend's John

Excellent service, great communications

Everything went smoothly and on time. Staff was very professional with timely communication. I recommend.

Dennis's Tip: Be advised that you pay extra if Lender does not hold escrow for insurance & taxes.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 25, 2020 at 10:26 AM
Recommend's John

Excellent service!

John and his team are professionals and it was a pleasure working with them "again and again". i am a repeat customer.

Other 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 17, 2020 at 10:24 PM
Recommend's John

FBC Review

Awesome to work with, got the paperwork done and closed ahead of schedule! Can't say enough good things about John and his staff. Much faster and easier to deal with than a bank.

Scott's Tip: FBC had a great rate and no surprises at the end

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 13, 2020 at 8:54 AM
Recommend's John

Refinancing procedure

Very helpful people

James's Tip: Just give them what they asked for

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 06, 2020 at 7:44 PM
Recommend's John

67 Fellowship Drive

John Fosgte and his team gave me excellent service, even being over 1100 miles away , and using a mail in closing, special cudos go to Allison Friend she was always there to answer any question I had! Great experience.

Daniel's Tip: Ask for John if you can

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 06, 2020 at 10:19 AM
Recommend's John

Great service!

All of John's staff provide excellent attention to detail along with being able to offer the most competitive costs and rates out there.

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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July 31, 2020 at 12:23 PM
Recommend's John

Refinancing Experience

John and his team where amazing. Work through every pitiful with me flawlessly and got it done. I can’t express how happy I am with John and his entire team. 5 star Google rating from me

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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July 22, 2020 at 11:31 AM
Recommend's John

Great experience for new loan

The team was responsive and the process was easy

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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July 17, 2020 at 8:53 AM
Recommend's John

Great service

Smoothest refi ever

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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July 09, 2020 at 5:08 PM
Recommend's John

Always Available, Helpful and Professional

John is a friend of our realtor. I could not be happy to have had him on our side during the entire process being first time homeowners. His staff was beyond helpful and very nice to speak with whenever we had any questions. The process can be tedious with the paperwork but the team that John has makes it manageable. Would recommend John and his team to anyone!

FHA 30 Year Fixed Florida
Responds quickly
Loan met my needs

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June 26, 2020 at 10:00 AM

Quick Close

John and his team did a good job and closed our loan quickly as we wanted to move into the house ASAP. We were pleased with their service.

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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June 24, 2020 at 3:47 PM
Recommend's John

Refine in New Smyrna Beach

Great job by all parties. Fully informed at every step. Very good interest rate, and reasonable closing costs. This was a mail away closing and that went very smoothly also.

Jack's Tip: Responding as soon as possible with requests for information keeps the process moving.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly

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June 23, 2020 at 4:04 PM
Recommend's John

Great Company

I would highly recommend FBC Mortgage. The team made the process of getting a mortgage easy. Thank you Alison Friend & Tonya Martin for all your help.

Other 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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June 12, 2020 at 1:43 PM

Great Mortgage Lender-Honest-Trustworthy-Cares

This is the second time I have used FBC. John and his team are amazing and great people to work with. They care about you getting your loan and are always very helpful. Honest and Trustworthy people who know how to do their job. It was a real pleasure working with FBC and John and his team again.

Charles's Tip: Have your paperwork ready and it takes the stress out of the process.

30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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June 10, 2020 at 10:15 AM
Recommend's John

FBC Rocks! Thanks JOhn Fosgate

John and his team killed it as normal. FBC is my goto broker.

Conventional 15 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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June 10, 2020 at 10:00 AM
Recommend's John

Amazing staff!

John is definitely a wizard with loans. He has an amazing team surrounding him that made my refinance an absolute breeze. The Fosgate Team was friendly, professional, and well organized! Definitely the easiest process I’ve been through. Thank you all!!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 20, 2020 at 10:00 AM
Recommend's John

Fantastic Loan Experience

My wife and I recently did a re-finance for my Daytona Bach Shores condo. We had the pleasure to work with John Fosgate and his team. It was a spectacular experience from start to finish. Their professionalism and continuous contact was the best loan experience we ever had with dealing with any loan group.We will definitely recommend them to anyone looking for a new or refinanced mortgage.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 13, 2020 at 11:42 AM
Recommend's John

Service like no other!

John and his team were absolutely amazing in helping us refinance our home! They were always available to answer our questions, explained processes in ways we could easily understand, and kept us in the loop throughout the process. I highly recommend John Fosgate and his team!!

Jennifer's Tip: Don’t be afraid to ask questions, john and his team are most happy to help you understand everything!

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 13, 2020 at 11:25 AM
Recommend's John

THE BEST

We did a VA Construction loan originally a year ago. The staff was extremely helpful . Allision kept us informed of rates before we closed. But John Fosgate actually reach out to us to offer a lower rate at a very small cost to lock in rate. We were extremely satisfied to get the 4.125% when we closed on the final. As you know things started to change and interest rates began to drop. We reached out to them again about a re-fi and found that the rates were at all time low. 2.75% so we began re-fi process. They made every thing so simple, and very easy. And again John Fosgate reached out to us to let us know rates were back up, and that he found a company that would honor the rate we were quoted. so we lock it in. He didn't have to do that. They truly look out for their clients best interest , I feel . It has been the best home mortgagee experience we have ever experienced .

Timothy's Tip: They will keep you informed every step of the way.

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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