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Reviews for Scott Fosgate
Great Team Service
Excellent service from start to finish! They were timely and very professional given a short closing time frame, making our first home purchase a lot less stressful than it could have easily been. Were personable and it felt as if they were truly on our "team". Definitely recommend!
Conventional 30 Year Fixed Florida
Easy Process
From the start to the finish, this was an easy and comfortable process. We were put at ease and all of our questions were answered in a timely manner. When needed, we were presented with multiple options to choose what worked best for our family. Thanks to the entire team on this process.
Conventional 30 Year Fixed Florida
GREAT!
We were first time home buyers and we could not have asked for a smoother process. Everything was laid out step by step and we were told what we should expect next. Everyone has such horror stories about buying a house and this was seamless. I would definitely recommend FBC to friends and family!
FHA 30 Year Fixed Florida
Great service and everything made easy
FBC and Kevin Houck were so easy to work with. They made the process easy and explained everything along the way. I would have no problem recommending them to anyone looking for a mortgage.
Conventional 15 Year Fixed Florida
Wonderful experience!
Scott and his team were professional, timely, and made sure our loan process was an incredibly smooth one. I would definitely recommend FBC !
Conventional Florida
Super easy RE-FI!!
Scott and his team made our refinance quick and easy. The rate was low and the costs were reasonable. I highly recommend giving Scott a call!!
Conventional 20 Year Fixed Florida
Scott Fosgate and team
Scott assured me that with this re-fi there would be NO money needed from me. In factor in addition to increasing the value of the loan $6,000, I had to pay over $2,000 out of pocket to complete. I also indicated that I didn’t wish to escrow insurance, but the final statement (which I received about 2 hours prior to closing) had insurance being escrowed. We were leaving town that same afternoon, so I went left it as is. The loan processor, Gina Leonovich, lacks even the slightest customer service skills. She also worked on our original loan, in addition to the re-fi. Can’t believe you allow her to have any client interaction.
Conventional 30 Year Fixed Tennessee
Everything according to plan
This is the 4th house I g Have built and purchased. Scott, and especially Kevin from his team, were very helpful in making sure everything went smoothly and on time.
Conventional 30 Year Fixed Tennessee
Highly Recommend
Scott and his team are great! From start to finish, it was an extremely smooth process.
Conventional Florida
Great Communication
Scott was very helpful and communicated each step along the way. Thanks Scott!
Conventional Florida
Closed in 30 days
Scott is very personable, closed in 30 days just like he said!
Conventional 30 Year Fixed Florida
Excellent service and speed
I am very pleased with the service I received from FBC and Scott Fosgate’s team. They succeeded in helping us finalize the deal when the first lender we tried could not. They came into the process late and still closed very quickly. Working with FBC was easy, convenient, and most of all, fast. I highly recommend them.
Joey's Tip: Use Scott Fosgate’s team.
Conventional 30 Year Fixed Florida
Very easy
I did a cash out refi with Scott. He was able to get me a great rate and the entire process went smoothly. Would definitely recommend.
Conventional 30 Year Fixed Georgia
Rated #1
Getting a mortgage loan through FBC was the smoothest home buying experience I’ve ever had. This team knows what their doing. Very detailed and knowledgeable. Updated throughout the own process. They have become the first I recommend people to check out.
Alfredo's Tip: Keeping up the great work.
Conventional 30 Year Fixed Florida
Absolutely easiest mortgage ever!
I have to say the FBC Mortgage and Kevin and Scott was the best experience I have ever had obtaining a mortgage. Both were very professional and made the experience very easy. If I had a question, it was answered very quickly. And I was kept informed as the process played out.
Conventional 15 Year Fixed Florida
They were ok
They were accommodating at first then I toward the end near closing I techies out to make sure everything was on track. 3day before closing a get a phone call stating we might not be able to close on time if I don’t get a document sign that day. My work schedule doesn’t allow for immediate signatures alway. This was expressed in the begin and I feel like the customer service is just lacking in that area.
Conventional 30 Year Fixed Florida
FBC Mortgage Experience
Closing was today (Halleluia!). I'd have to say that the work-up to today was one of the most stressful and challenging experiences of my life. But as I made my Scott Fosgate team aware of my shortcomings and to please not assume I knew what was coming and when and what I needed to do, they were quite helpful to this novice. Kudos to Gina Leonovich and especially Alexis Ritchie for 'holding my hand' and keeping in close touch with me. This was a remote loan application and closing so everything needed to be done electronically. I truly appreciate their patience and assistance in getting me through!
Conventional 30 Year Fixed Florida
Recent mortgage loan..
Scott Fosgate, Kevin Houck, and Matt Greene did an excellent job on my loan. They were quick to respond to all 50000 of my questions and had my loan clear to close in a short period of time. I highly recommend them.
Conventional 30 Year Fixed Florida
Very Responsive
First contact from Scott was way after business hours as he went out of his way to get me started on the road to homeownership. His staff has stuck by my side throughout the process and there were many stumbles along the way - only a couple were on FBC; otherwise, was a very informative and helpful process. It's not a simple process but they do stick with you and communicate with you constantly along the way.
Conventional 30 Year Fixed North Carolina
Invaluable Help Purchasing My First Home
Buying a home is stressful whether you've done it before or, like me, it's your first time. Shout out to Kevin Houck with the Scott Fosgate team. Kevin and Scott both helped tremendously from the beginning. They streamlined the process (as much as possible) and kept me on track throughout. The thing I appreciate most was their communication. Call, text, email, they always responded quickly and they frequently reached out with updates. Big thanks to them for keeping me informed and reducing stress.
Christopher's Tip: Call. While Kevin and Scott were great at replying (with detail) to text and emails I found talking to them to be the best. They're friendly and want to help you out.
Conventional 30 Year Fixed Florida
Excellent Service!
We were recommended FBC by a close family friend and they exceeded expectations! They took time to understand our situation and made us feel very comfortable through the entire process. They provided clear details regarding document requests and even included helpful videos that made understanding the complicated world of mortgage lending seem much easier to understand! Thanks to the whole team over at FBC!
Conventional 30 Year Fixed Tennessee
New Build in TN
I did not actually ever deal with Scott Fosgate, but instead his rep Kevin Houck. I cannot say enough good things about Kevin. He took the time to explain things to us and keep us updated at every step. He would even call me before an email was sent out to prepare me for and explain to me what it meant. We did not choose FBC right out of the gate as our lender, but I wish we had. The awful experience we had in the beginning would not have happened. Regardless, I am so thankful for Kevin and the rest of Scott's team for their work and patience. I truly felt like a person not a number or just a case being dealt with. I will recommend FBC to all of my friends looking to finance a home.
Nichole's Tip: Ask for Kevin Houck. Get all of your documents to them as quick as you can. I believe it helped us tremendously.
FHA 30 Year Fixed Tennessee
Finding Home in FL
Our loan processor (Kevin Houck) is great. We had many questions regarding the loan and paperwork. He is very diligent and is always available to answer our questions. Without him we could not purchase our house in FL.
VA 30 Year Fixed Florida
