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Reviews for Scott Fosgate
Highly Recommend
Scott and his team are great! From start to finish, it was an extremely smooth process.
Conventional Florida
Great Communication
Scott was very helpful and communicated each step along the way. Thanks Scott!
Conventional Florida
Closed in 30 days
Scott is very personable, closed in 30 days just like he said!
Conventional 30 Year Fixed Florida
Excellent service and speed
I am very pleased with the service I received from FBC and Scott Fosgate’s team. They succeeded in helping us finalize the deal when the first lender we tried could not. They came into the process late and still closed very quickly. Working with FBC was easy, convenient, and most of all, fast. I highly recommend them.
Joey's Tip: Use Scott Fosgate’s team.
Conventional 30 Year Fixed Florida
Very easy
I did a cash out refi with Scott. He was able to get me a great rate and the entire process went smoothly. Would definitely recommend.
Conventional 30 Year Fixed Georgia
Rated #1
Getting a mortgage loan through FBC was the smoothest home buying experience I’ve ever had. This team knows what their doing. Very detailed and knowledgeable. Updated throughout the own process. They have become the first I recommend people to check out.
Alfredo's Tip: Keeping up the great work.
Conventional 30 Year Fixed Florida
Absolutely easiest mortgage ever!
I have to say the FBC Mortgage and Kevin and Scott was the best experience I have ever had obtaining a mortgage. Both were very professional and made the experience very easy. If I had a question, it was answered very quickly. And I was kept informed as the process played out.
Conventional 15 Year Fixed Florida
They were ok
They were accommodating at first then I toward the end near closing I techies out to make sure everything was on track. 3day before closing a get a phone call stating we might not be able to close on time if I don’t get a document sign that day. My work schedule doesn’t allow for immediate signatures alway. This was expressed in the begin and I feel like the customer service is just lacking in that area.
Conventional 30 Year Fixed Florida
FBC Mortgage Experience
Closing was today (Halleluia!). I'd have to say that the work-up to today was one of the most stressful and challenging experiences of my life. But as I made my Scott Fosgate team aware of my shortcomings and to please not assume I knew what was coming and when and what I needed to do, they were quite helpful to this novice. Kudos to Gina Leonovich and especially Alexis Ritchie for 'holding my hand' and keeping in close touch with me. This was a remote loan application and closing so everything needed to be done electronically. I truly appreciate their patience and assistance in getting me through!
Conventional 30 Year Fixed Florida
Recent mortgage loan..
Scott Fosgate, Kevin Houck, and Matt Greene did an excellent job on my loan. They were quick to respond to all 50000 of my questions and had my loan clear to close in a short period of time. I highly recommend them.
Conventional 30 Year Fixed Florida
Very Responsive
First contact from Scott was way after business hours as he went out of his way to get me started on the road to homeownership. His staff has stuck by my side throughout the process and there were many stumbles along the way - only a couple were on FBC; otherwise, was a very informative and helpful process. It's not a simple process but they do stick with you and communicate with you constantly along the way.
Conventional 30 Year Fixed North Carolina
Invaluable Help Purchasing My First Home
Buying a home is stressful whether you've done it before or, like me, it's your first time. Shout out to Kevin Houck with the Scott Fosgate team. Kevin and Scott both helped tremendously from the beginning. They streamlined the process (as much as possible) and kept me on track throughout. The thing I appreciate most was their communication. Call, text, email, they always responded quickly and they frequently reached out with updates. Big thanks to them for keeping me informed and reducing stress.
Christopher's Tip: Call. While Kevin and Scott were great at replying (with detail) to text and emails I found talking to them to be the best. They're friendly and want to help you out.
Conventional 30 Year Fixed Florida
Excellent Service!
We were recommended FBC by a close family friend and they exceeded expectations! They took time to understand our situation and made us feel very comfortable through the entire process. They provided clear details regarding document requests and even included helpful videos that made understanding the complicated world of mortgage lending seem much easier to understand! Thanks to the whole team over at FBC!
Conventional 30 Year Fixed Tennessee
New Build in TN
I did not actually ever deal with Scott Fosgate, but instead his rep Kevin Houck. I cannot say enough good things about Kevin. He took the time to explain things to us and keep us updated at every step. He would even call me before an email was sent out to prepare me for and explain to me what it meant. We did not choose FBC right out of the gate as our lender, but I wish we had. The awful experience we had in the beginning would not have happened. Regardless, I am so thankful for Kevin and the rest of Scott's team for their work and patience. I truly felt like a person not a number or just a case being dealt with. I will recommend FBC to all of my friends looking to finance a home.
Nichole's Tip: Ask for Kevin Houck. Get all of your documents to them as quick as you can. I believe it helped us tremendously.
FHA 30 Year Fixed Tennessee
Finding Home in FL
Our loan processor (Kevin Houck) is great. We had many questions regarding the loan and paperwork. He is very diligent and is always available to answer our questions. Without him we could not purchase our house in FL.
VA 30 Year Fixed Florida
Easy Process
Scott Fosgate and team (Alexis Ritchie and Connie Reeves) were a pleasure to work! I especially liked their online portal to share and upload documents (it was a better process than my last loan with Wells Fargo!).
Conventional 30 Year Fixed Florida
FBC Mortgage made my Refi happen
I wanted to consolidate my mortgage, home equity line, and a few credit cards into one easy payment over a 15 yr term. My mortgage and HELOC was with the same bank and when I approached them, they were reluctant to help and offered me an absurd rate. Working with FBC was easy and efficiently processed. Start to finish took roughly 30 days and the communication was excellent. I worked with Kevin Houck from start to finish and I could not be happier. He was amazing! He explained every step of the process, answered my questions, and helped me sort out a few details that I was very particular about, which made this refi happen. Thank you to everyone at FBC for their help in this process, but Kevin Houck definitely deserves the credit for making this happen for my family.
Conventional 15 Year Fixed Florida
Amazingly Smooth Condo Purchase!!
The entire Scott Fosgate Team made the home buying process such a pleasure. We were Cleared to Close 2 weeks early and we were able to move the closing date UP!! I HIGHLY recommend Scott Fosgate and FBC!
Conventional Florida
Great Communication and Easily Accessible
This is my third time working with Scott Fosgate and his team. I don't know how the service gets better each time. It is truly remarkable that they can make great service even better! Their communication is exceptional. I don't think an email went more than 15 minutes without a response and if I needed to call the office I never had to leave a message as I was able to connect directly with the person I was calling. In a day and age when everything is digital, they are able to really give the personal touch! Would refer them to anyone in a heartbeat!
Conventional 30 Year Fixed Florida
Exemplary service
Short notice, last minute application was processed with time to spare at a very competitive rate. Incredibly smooth and reasonable processing, always with a smile. Wouldn't hesitate to go back for our next one.
Conventional 30 Year Fixed Florida
As painless as possible!
We had some snags along the way, but Scott and his team made things as easy as possible. They were wonderful and I would definitely recommend them!
FHA 30 Year Fixed Florida
Smooth process
Scott and his team were a great asset throughout this process.
Conventional 30 Year Fixed Florida
Very Attentive
This is the second time we have used FBC. Scott and his team were highly communicative and responsive. Would recommend.
Conventional 30 Year Fixed Florida
Scott Fosgate and team at FBC are ABSOLUTELY the BEST!!! Hand down.
Scott, Kevin, Connie and the rest of the team at FBC are absolutely the best. They worked on (2) properties in (2) different states and the process, communications, expertise was awesome. The number of moving part and pieces was overwhelming, but this is a team of seasoned pro's who make it happen. I tell everyone to use FBC and this team. You will be absolutely blown away by them and this great company.
Conventional Florida
great job and help
fbc gave us all the help we needed and made it an easy process and on time. thanks to all.
FHA 30 Year Fixed Tennessee
My Recent FBC Experience
My experience with FBC was wonderful! I love that everything was done online. The instructions were easy to follow, and if I had any questions I could call and my concerns were addressed immediately. Kevin Houck was extremely helpful. He answered my questions timely and professionally.
FHA 30 Year Fixed Florida
FBC is amazing!
This is our forth home purchase and was the easiest. From start to finish, everone was very friedly and helpful. There was a small hiccup (my fault) the day of closing and they were able to correct it and keep the closing the same day. Thank you FBC.
Conventional 30 Year Fixed Florida
FBC is amazing!
This is our forth home purchase and was the easiest. From start to finish, everone was very friedly and helpful. There was a small hiccup (my fault) the day of closing and they were able to correct it and keep the closing the same day. Thank you FBC.
Conventional 30 Year Fixed Florida
Outstanding!
Scott, Kevin old(lol), and Kevin Young You and your team have been nothing short of amazing! Expectations are one thing but reality is a bit different! I've been going through a rough time in life but I would not, and will not, recommend any other mortgage team ever! Scott, your organization is basically the NY Yankees of any FBC Mortgage team!!!! Thank you and God bless you all.... Best Regards, John Smeenge C: (843) 514-4322 [email protected]
Conventional 30 Year Fixed Florida
Retired Federal employee
I worked at US Treasury Department.
Conventional 15 Year Fixed Florida
