Kevin Townsend

92% of customers would recommend Kevin Townsend

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Customer Reviews

4.7 of 5
115 Reviews
Responsiveness 92%
Product met needs 95%
Competitive rate 88%
21 days ago at 8:39 PM
Recommend's Kevin

Best Lender Services!!!

I initially started with another company that approved me for 300K. Then I found the home of my dreams, and RMC gave me an approval letter of 400K. Thanks to that I was able to purchase my dream home with a 4.9% interest. They made the process very easy and uncomplicated.

Celia's Tip: I wasted time waiting for the right time to purchase. Talk to a lender first and get your approval letter so you can find out how much you qualify for. You might already qualify for your dream home.

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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22 days ago at 7:16 PM
Recommend's Kevin

Above and beyond

Kevin is the best a true professional and definitely a man of his word.

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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25 days ago at 5:22 PM
Recommend's Kevin

Home purchase

Excellent would refer to anyone

Charles's Tip: There very helpful

VA 30 Year Fixed Georgia
Closed on time
Responds quickly
Loan met my needs

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December 07, 2024 at 6:14 PM

Incpmpetent and Deceptive

My wife and I are property managers by trade. We own four homes with paid-off mortgages. We have an 800+ credit rating and a low debt-to-income ratio. RMC and Kevin Townsend put us through a horrible situation. We were given the thumbs up with closing docs and a promise to finalize the next day. The next morning, our FHA loan was pulled out from underneath us with an excuse that the way some of our income was reported on our taxes was not allowed to be counted by the mysterious "underwriters". The problem with this blame game is that they had our tax information for over a month but waited until the last minute to pull the plug. This was after they knew we had an elderly father who needed his breathing equipment and was already in transit. Had they addressed the issue 30 days ago, when they first got the tax documents, we could have made other arrangements, including paying cash for the house. The last-minute surprise put our dad in physical danger, and all we got was excuses. We have as many as 20 mortgage experiences, but this experience was beyond description.

David's Tip: BEWARE, STAY AWAY FROM RMC.

FHA 30 Year Fixed Florida

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November 20, 2024 at 7:14 PM
Recommend's Kevin

Great experience!

Kevin made this such an easy and smooth process. He maintained great communication and followed through on all of my questions. He was always easy to reach and responded quickly to all of my emails. I highly recommend him!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 17, 2024 at 9:30 AM
Recommend's Kevin

Absolutely wonderful!

Kevin was so easy to work with. He explained everything when we had questions, always available, kind, & never made us feel uneasy about anything!

FHA 30 Year Fixed Georgia
Responds quickly
Loan met my needs

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November 13, 2024 at 3:37 PM

Great Service

Kevin was able to answer all my questions and get back to me in a timely manner. This was the easy home loan process I ever had.

Conventional Alabama

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October 31, 2024 at 7:44 PM
Recommend's Kevin

Gopinathan Nair

very very very bad

Gopinathan's Tip: worse mortgage RMC BIG RIPP OFF

FHA 30 Year Fixed Florida
Closed on time
Responds quickly

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October 29, 2024 at 4:49 PM
Recommend's Kevin

Very Pleased

Thank you, we'll organized , very professional .work .

David's Tip: I believe you as a customer can't go wrong choosing to use RMC. Mr. Townsend and Chad (salesman )are top notch .

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 25, 2024 at 1:03 PM
Recommend's Kevin

RMC Review

The entire process was easy to use once I got use to using the app. Kevin and his team were very responsive with any questions or issues I had.

Conventional 30 Year Fixed Alabama
Closed on time
Responds quickly
Loan met my needs

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September 20, 2024 at 8:41 PM
Recommend's Kevin

Excellent

Great communication easy process and always returns your call

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 12, 2024 at 4:41 PM
Recommend's Kevin

New build home

Truly helpful and straightforward and communicates on a regular basis.

Luis's Tip: The company app is great to use.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 11, 2024 at 10:07 AM

Misinformed

I went with this lender because the builder chose it. I already had a lender who I had a great relationship with but was not able to get any incentives. I rate 2 stars because of poor communication. I rarely heard from my lender unless I called them. I explained from the beginning that I didn't want to buy points and I would wait for interest rates until closer to closing. When I locked the rate early, it was not explained that I was buying points to lower the rate and since I didn't understand the paperwork, nor did the lender go over it with me, I was surprised at closing with a big fee to buy points to lock the rate. Ibwas also promised when I locked the rate that if rates went lower before my closing, we could relock. I called twice to discuss this as my closing date got closer and it was explained that it wouldn't be worth it. I was not happy at closing to have someone else explain the paperwork to me because my lender couldn't do a better job.

Jennifer's Tip: Allow clients to choose their own lender and still get incentives for closing costs. Improve communication. Have someone go over the paperwork line by line because most people don't know what they are looking at.

Conventional 30 Year Fixed Alabama
Closed on time
Responds quickly
Loan met my needs

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August 19, 2024 at 7:24 AM
Recommend's Kevin

Awesome Experience

Cool, calm, and collected. Great follow up skills and very personable. Kevin did what he said he would do when he said he would do it. Awesome experience!

FHA Florida
Responds quickly
Loan met my needs

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July 13, 2024 at 3:28 PM
Recommend's Kevin

Great service!

Thank you Kevin and staff for easy and smooth application for home mortgage

Conventional Florida
Responds quickly
Loan met my needs

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July 01, 2024 at 7:11 AM
Recommend's Kevin

Exceptional Service

Kevin and Pamela were great. They are both knowledgeable, patient, and exceptional problem solvers.

Keteya's Tip: I wish that the process was shorter. The submission of paperwork was extremely overwhelming.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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June 30, 2024 at 7:49 AM
Recommend's Kevin

Good company

Kevin and the staff were easy to work with and always available. Very professional.

Conventional 30 Year Fixed Georgia
Closed on time
Responds quickly
Loan met my needs

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May 27, 2024 at 12:55 PM
Recommend's Kevin

Superb service

Kevin and the team went the extra mile to get us the loan we needed. All team members were professional and made you feel they had your goals at heart. Would recommend RMC to anyone needind a loan. Thanks to all.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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May 23, 2024 at 9:55 AM

First Home Purchase

Kevin Townsend was AMAZING and made our first home purchase a breeze.

FHA Florida

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April 30, 2024 at 3:47 PM
Recommend's Kevin

Thank you

RMC Home Mortgage specifically Kevin Townsend made this process super easy for my family and me.

Alan's Tip: Communicate is key

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 08, 2024 at 10:30 PM
Recommend's Kevin

Loan Review

Kevin really took the time to make sure my calls were answered. I felt like he went above and beyond.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 05, 2024 at 9:12 AM
Recommend's Kevin

Kevin is THE BEST Loan Officer

Working with Kevin was not only a pleasure but also stress free in a highly stressful situation. This was my first FHA loan and it was incredibly complex for me. Kevin was patient while educating me as well as he was quick to resolve problems created by others. Kevin is a no nonsense professional with a kind spirit that made this entire process easy Peasy. Kevin deserves a raise!

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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January 22, 2024 at 10:09 AM
Recommend's Kevin

Excellent Team

This entire team at RMC; from Kevin to Jennifer and Pamela Wolfgang has been fantastic. From day one they have shown me and my daughter nothing but respect, honestly, and worked very on our behalf to get us approved for our home mortgage loan. I was very surprised at all the support we received on all aspects of the process. I asked thousands of questions and they always got back with me in a timely manner. They were very professional and personable. I am grateful and was blessed to have such amazing team.

Shawntrell's Tip: Never be scared to ask as many questions you need. They will get the answers and the information to you. Be patient because they are working on your behalf.

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 29, 2023 at 4:35 PM
Recommend's Kevin

Loan processing experience

Mr. Kevin TOWNSEND Is a great professional and was very cooperative throughout the loan application and approval process.

Babasaheb's Tip: Loan processor needs to be very clear and specific regarding documents requirement and timeframe when needed. Communication with customer needs to be timely, our experience with loan processor was less than adequate / satisfactory. Mr. Kevin Townsend was very professional, responsive ,responsible and respectful . I was easy to communate with him and later with Loan officer’s over all performance was less than adequate/satisfactory. RMC needs to clearly state the types of specific documentation needed to get final approval at the beginning of loan application & not Waite until last minute in the process. Further loan processor needs to be communicating in a they manner to answer the customer needs/ questions! Loan officer and his assistant ( Ms Stephanie Trang ) provided excellent service in a professional manner.6

Conventional 30 Year Fixed Florida
Closed on time
Loan met my needs

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October 31, 2023 at 10:51 PM
Recommend's Kevin

Great Service

Kevin was present at every step in the process, always available to answer all our questions. We are very satisfied with his professionalism.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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October 17, 2023 at 8:21 PM
Recommend's Kevin

RMCA Kevin Townsend "The Best"

Kevin Townsend was absolutely fantastic throughout the process. He is very knowledgeable, patient and went the extra mile to help us. He will remove obstacles and help the borrower every step of the way. Great customer service and always accessible. I highly recommend Kevin for any of your loan needs.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 18, 2023 at 5:53 PM

Review a Loan Officer

It was a great experience and a pleasure working with Kevin. He was always nice, responsive, responsible, knowledgeable. He was available at any time I needed him and clearly answered all the questions I’ve asked.

USDA Florida

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