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Reviews for Kevin Townsend
Best Lender Services!!!
I initially started with another company that approved me for 300K. Then I found the home of my dreams, and RMC gave me an approval letter of 400K. Thanks to that I was able to purchase my dream home with a 4.9% interest. They made the process very easy and uncomplicated.
Celia's Tip: I wasted time waiting for the right time to purchase. Talk to a lender first and get your approval letter so you can find out how much you qualify for. You might already qualify for your dream home.
FHA 30 Year Fixed Florida
Incpmpetent and Deceptive
My wife and I are property managers by trade. We own four homes with paid-off mortgages. We have an 800+ credit rating and a low debt-to-income ratio. RMC and Kevin Townsend put us through a horrible situation. We were given the thumbs up with closing docs and a promise to finalize the next day. The next morning, our FHA loan was pulled out from underneath us with an excuse that the way some of our income was reported on our taxes was not allowed to be counted by the mysterious "underwriters". The problem with this blame game is that they had our tax information for over a month but waited until the last minute to pull the plug. This was after they knew we had an elderly father who needed his breathing equipment and was already in transit. Had they addressed the issue 30 days ago, when they first got the tax documents, we could have made other arrangements, including paying cash for the house. The last-minute surprise put our dad in physical danger, and all we got was excuses. We have as many as 20 mortgage experiences, but this experience was beyond description.
David's Tip: BEWARE, STAY AWAY FROM RMC.
FHA 30 Year Fixed Florida
Great experience!
Kevin made this such an easy and smooth process. He maintained great communication and followed through on all of my questions. He was always easy to reach and responded quickly to all of my emails. I highly recommend him!
Conventional 30 Year Fixed Florida
Misinformed
I went with this lender because the builder chose it. I already had a lender who I had a great relationship with but was not able to get any incentives. I rate 2 stars because of poor communication. I rarely heard from my lender unless I called them. I explained from the beginning that I didn't want to buy points and I would wait for interest rates until closer to closing. When I locked the rate early, it was not explained that I was buying points to lower the rate and since I didn't understand the paperwork, nor did the lender go over it with me, I was surprised at closing with a big fee to buy points to lock the rate. Ibwas also promised when I locked the rate that if rates went lower before my closing, we could relock. I called twice to discuss this as my closing date got closer and it was explained that it wouldn't be worth it. I was not happy at closing to have someone else explain the paperwork to me because my lender couldn't do a better job.
Jennifer's Tip: Allow clients to choose their own lender and still get incentives for closing costs. Improve communication. Have someone go over the paperwork line by line because most people don't know what they are looking at.
Conventional 30 Year Fixed Alabama
Exceptional Service
Kevin and Pamela were great. They are both knowledgeable, patient, and exceptional problem solvers.
Keteya's Tip: I wish that the process was shorter. The submission of paperwork was extremely overwhelming.
Conventional 30 Year Fixed Florida
Superb service
Kevin and the team went the extra mile to get us the loan we needed. All team members were professional and made you feel they had your goals at heart. Would recommend RMC to anyone needind a loan. Thanks to all.
Conventional 30 Year Fixed Florida
Kevin is THE BEST Loan Officer
Working with Kevin was not only a pleasure but also stress free in a highly stressful situation. This was my first FHA loan and it was incredibly complex for me. Kevin was patient while educating me as well as he was quick to resolve problems created by others. Kevin is a no nonsense professional with a kind spirit that made this entire process easy Peasy. Kevin deserves a raise!
FHA 30 Year Fixed Florida
Excellent Team
This entire team at RMC; from Kevin to Jennifer and Pamela Wolfgang has been fantastic. From day one they have shown me and my daughter nothing but respect, honestly, and worked very on our behalf to get us approved for our home mortgage loan. I was very surprised at all the support we received on all aspects of the process. I asked thousands of questions and they always got back with me in a timely manner. They were very professional and personable. I am grateful and was blessed to have such amazing team.
Shawntrell's Tip: Never be scared to ask as many questions you need. They will get the answers and the information to you. Be patient because they are working on your behalf.
FHA 30 Year Fixed Florida
Loan processing experience
Mr. Kevin TOWNSEND Is a great professional and was very cooperative throughout the loan application and approval process.
Babasaheb's Tip: Loan processor needs to be very clear and specific regarding documents requirement and timeframe when needed. Communication with customer needs to be timely, our experience with loan processor was less than adequate / satisfactory. Mr. Kevin Townsend was very professional, responsive ,responsible and respectful . I was easy to communate with him and later with Loan officer’s over all performance was less than adequate/satisfactory. RMC needs to clearly state the types of specific documentation needed to get final approval at the beginning of loan application & not Waite until last minute in the process. Further loan processor needs to be communicating in a they manner to answer the customer needs/ questions! Loan officer and his assistant ( Ms Stephanie Trang ) provided excellent service in a professional manner.6
Conventional 30 Year Fixed Florida
RMCA Kevin Townsend "The Best"
Kevin Townsend was absolutely fantastic throughout the process. He is very knowledgeable, patient and went the extra mile to help us. He will remove obstacles and help the borrower every step of the way. Great customer service and always accessible. I highly recommend Kevin for any of your loan needs.