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Reviews for Kevin Young
Close Communication
The process lagged at times. At first, I was inundated with requirements for information that seemed to have a sense of urgency. Found out, this was not so. Information was necessary, but not right now, drop everything I was doing to get this done type of urgent. Realized that everything asked for was not really necessary at all. For instance, one request was for an enlarged picture ID. I never provided that and was never asked for that again. A couple of times, I was asked for the same items from two different people. I usually just responded to one. Guess it turned out OK, as we closed on time. I would not recommend the loan to be processed the builders preferred lender.
Gerald's Tip: Weed out the non-essential requirements. The are much more frustrated with needless requests. I understand the need to prove credit worthiness, but at times this is taken to extreme. By the way, my credit score, which usually is an indicator of ability and historical payment history, was at or above 800 fo the entire period.
VA 30 Year Fixed Kentucky
Love my Lender
Kevin is absolutely wonderful to work with. It’s like having a friend on the “inside” that is working for you. He really cares about his clients as well as the community. His advice and support through closing was invaluable. He was polite, available, friendly, and knowledgable. We could not have done it without him.
VA 30 Year Fixed Indiana
First time home buyer experience
To not really know all the home owner verbiage and things of that nature; Kevin did a thorough job of explaining what we needed to know on a basic level. Was patient while explaining and was able to answer all questions. Would recommend him to anyone that’s in the market! Thank you!
Antwon's Tip: Ask lots and lots of questions, even if you think your bugging!
FHA 30 Year Fixed Indiana
Average experience
A lot of e-mail communication that is vague. That ends up requiring me to chase down complete answers. Multiple request for the same documents. I think I sent my pay record 3-4 times, and bank records for the same month twice. I informed them that I’d be paying $203K at vlosing with a $57K final loan. They did it at $200K and a final $60K loan. Then at closing they had it at $194 & 60. I told them the number weren’t right. They checked and said that they were correct. The next day they called and said I owed them another $6000, and that they’d made a mistake. I had to take and hour off work plus my lunch hour to deliver newly signed and corrected documents as well as spend another $20 to wire more money because they refused s check or cash. My time and my losses and expenses to correct a mistake that I called out at the start. No apology no reimbursement/ compensation.
Jeffery's Tip: Deal with a local bank that you can walk into and face to face get answers. I dealt with people in Owensboro, Bowling Green, and California.
Conventional 30 Year Fixed Indiana
trevor wilson
kevin was great to work with. he was very helpful with all my questions and concerns. I would use the team again for my future needs!!
Conventional 30 Year Fixed Kentucky
Astonishing
Kevin and his team were able to perform an astonishing job my wife and I were able to get our dream home in the matter of time specified by the lender and we are very pleased with all the help Kevin and his team were able to due for us.
Conventional 30 Year Fixed Kentucky
Not sure what this is
Kevin was great! He answered my questions immediately and helped with anything I needed.
Conventional Kentucky
Great experience
Kevin was very helpful and explained everything perfectly
FHA Kentucky
Verifying information
The loan team with Kevin Young was very personal. I was given a direct number to call and text to get him. Unfortunately our loan fell thru on the day of closing due to them not verifying information about our previous home prior to the day of closing. To their benefit, they did everything they could to get it fixed, but it didn't happen. They had to start the whole process over and apply for a different loan. It pushed us back 2 weeks and it was a ROUGH two weeks. The loan finally got approved and we are now in our dream home, but because they didn't verify the information from the get go, we now have a higher payment than what we had discussed (because we had to get a different loan). Also, after signing, the title company called and stated that we have to go back and sign addended paperwork because FBC didn't go thru all the paperwork fully and change the wording from the old loan to the new loan. Kevin was so nice, I'm just glad it worked out.
Conventional 30 Year Fixed Indiana
VA Mortgage
Kevin of FBC assisted me with my very first mortgage. He helped me from beginning to end and was able to make this a smooth and easy process. Thank you Kevin and FBC!
Keenan's Tip: Ask questions every step of the way.
VA 30 Year Fixed Kentucky
Kevin Young
This is our 2nd loan approval process with FBC and Kevin Young. Our experience has been excellent and I would recommend Kevin to anyone.
Conventional 30 Year Fixed Kentucky
Refinance
Everyone we spoke to was great. Our refinance process was extremely easy and simple.
FHA Kentucky
Excellent Service
Kevin made the purchasing process easy as he was responsive and detailed throughout several months while my loan application was in process when building my home. There were no bumps in the road. I loved the online portal to upload docs and both my loan officer and processor were very professional.
FHA 30 Year Fixed Kentucky
Refinance
Kevin is amazing. So helpful with the entire process
Anna's Tip: None
Other 30 Year Fixed Kentucky
Very professional
Kevin reached out to us giving us the option to refinance our loan to nearly cut our interest rate in half! Had he not done that we would still have a very high interest rate!
FHA Kentucky
Great Services overall
Great attention and dedicarion
Other 30 Year Fixed Indiana
Outstanding
Kevin was there to answer all my questions and make the entire process so easy.
VA 30 Year Fixed Kentucky
Great experience
Kevin was great - he was available to answer all of my phone calls or texts and kept my family updated throughout the home buying experience. He made things as simple as possible. I would not trust anyone else after working with Kevin!
FHA 30 Year Fixed Kentucky
