Reviews for Anthony Edwards
As Painless as Possible
I initially found Home Loans Today on Bankrate.com with a teaser rate of 3.75, but within a day was quoted 3.875 & ultimately ended up with a 3.99% rate including an increase in fees. I understand that rates fluctuate and I am at the mercy of the markets, but I don't believe the advertised 3.75% was ever even a possibility. Anthony contacted me within minutes of submitting my information and effectively shepherded me through the process. I am a super-organized finance professional, so I was able to easily jump through all the hoops that are required for a cash out refi loan, but they made it as painless as possible. Tanya Staton, Senior Loan Processor was excellent! From the initial contact to loan closing, it was barely 30 days until I had the money in my bank. I'm super-happy overall.
Alan's Tip: Anthony is obviously very knowledgeable and good at what he does, but he's a fast talker & comes across as a bit rushed. If you're a first time home buyer with a lot of questions or require a bit more hand holding, you may need to push him to slow it down a bit.
Conventional 15 Year Fixed Tennessee
Outstanding Overall Again
Anthony Edwards again, did an outstanding job supporting us through our home refinance loan. We both within the last year have retired and with me just beginning the retirement process when we started this loan was a bit stressful for me as I was also dealing with emotions of leaving a 28 years career in law enforcement. Anthony ensured the process flowed as easily as possible. there were a couple hiccups along the way but they were dealt with quickly by him and the support staff. i want to also thank profusely, Bonnie Pelter who was overseeing our loan process concerning the paperwork and she was outstanding as well! We will continue to be a returning customer with Anthony and Bonnie working for the company!
Holly's Tip: Ask for Anthony Edwards and Bonnie Pelter!!
FHA 30 Year Fixed California
We purchased our new home with Anthony, but we have also refinanced with him twice before over time. Each time we have been more than pleased with his responsiveness and his ability to find us a better deal than anyone else.
Conventional 30 Year Fixed Washington
Frustrating and Unprofessional Experience
Long story short, my experience was poor. The loan officer, Anthony Edwards, was not proactive throughout the process. The job of the loan officer is to make sure that the loan process is moving forward in a timely way by checking off all needed items as submitted and requesting additional items ahead of time. In this case the loan officer was reactive instead of proactive, asking for documents that were missed very late in the game (to be fair I had not submitted some items by error, but was not aware nor notified until too late). This resulted in serious timing issues, a pushed back closing date, and the need for a manager to step in. The real reason for the low review is due to an unprofessional interaction I had with Mr. Edwards. When things got tough and timing was crucial, he turned defensive against myself and my realtor and spent time trying to cover his own tracks instead of helping close with the purchase. Without going into further details, it was unpleasant, frustrating, and an experience I would not recommend.
Lender ResponseWe apologize for any inconvenience you may have encountered with FBC Mortgage, LLC. Our goal is to provide the highest level of customer satisfaction. Due to the nature of your loan program, we are required to ask for documents that are submitted to multiple levels. If there was a duplicate request, we regret this miscommunication. We will use this experience as a training opportunity for our company.
Conventional 30 Year Fixed Oregon
Anthony contacted us right exactly when we needed to refinance and the offer he had was just what we needed. I really felt he and everyone I worked with at Home Loans Today was friendly, professional and always ready and available to answer any questions I had. I'll recommend them to anyone who needs a home loan in the future
FHA 30 Year Fixed Colorado
Loan closing was quick. Anthony and Bonnie answered my questions. My only negative feedback is to reply quicker to phone calls and do not rely on email communication within a day of closing. A direct phone call within 48 hours of a deadline seems more appropriate.
FHA 30 Year Fixed Texas
Up Front and Honest
Staff was helpful, expedient in the process. Not only was FBC the lowest rate, but the staff at the Centennial, CO office were up front with all closing costs and honest throughout the process. Refreshing to interact with a group that understands what customer service should be.
Conventional 15 Year Fixed Oregon
very easy process however the website could make it much easier to see what is previously uploaded (the borrower can't see any of the previous uploads currently). Other than that, just ensure the loan terms align with all previous communications between borrower and lender.
Conventional 30 Year Fixed Colorado
Fast, professional, and friendly
I can't say enough good things about the process of refinancing through Home Loans Today. Everyone was on the ball and made the process quick and painless - not to mention the great rate and lender credits! Thanks!
Conventional 30 Year Fixed Washington
Great experience as a 1st time home buyer
Lowest rate and no broker fees sounded too good to be true but it wasn't. Anthony and Bonnie Pater walked us through every step of the way and we were still able to close just outside of 30 days even with some last minute issues from the appraiser. They worked quickly and on weekends to get us closed asap. I have already recommended them to a friend that is now using them and would definitely recommend them to anyone else especially 1st time home owners. Our agent had never used an online lender before and was thoroughly impressed with them. They were available by phone, email and text and would always respond quickly.
Hoon's Tip: Ask them to loop in your agent on email loan status updates
Conventional 30 Year Fixed Florida
The beginning of the refi process was straightforward and timely. However, when the loan application processing began, there were errors in the information that I had to ask to be corrected, I wasn't given full disclosure at the beginning that 100% of escrow would need to be paid at closing, and I did not get straightforward answers about how escrow was calculated. I oftentimes received requests for items I already submitted- seemed a bit unorganized. When I had further questions about escrow payments and amounts, Anthony seemed to get aggravated and replied that he already provided that information and to read my emails. Not very customer service friendly. At closing, I had to have funds sent by a certain date; I set up a cash transfer to the Title Company's bank from my bank account for next day transfer, and had a one day buffer. My bank did not stipulate that it was an ACH vs. a Wire, and just stated 'transfer', and that the receiving bank would receive funds by the next day. I received several phone calls from the title company and Anthony that the bank didn't receive the money. I had to spend an hour on the phone with my bank tracing the transaction, and it turned out that it was an ACH, but that the title company bank hadn't processed or posted it. I then received a few emails from Anthony that "I was instructed to send a wire and I didn't follow the instructions". Not a very customer friendly response, and I discussed these interactions with the branch manager to make him aware of my experience.
Christopher's Tip: Ask for how much escrow will be required at closing so that you understand how much actual cash will be required; be prepared to receive errors and ask for them to be corrected; be prepared to see diminished customer service once your loan application is processed.
Conventional 15 Year Fixed Colorado
Anthony and his team exceeded my expectations with great communication and a thorough understanding of their jobs... and how to make me feel confident. This was my third mortgage/refi and it was by far the best. I highly recommend Home Loans Today as they seem intent on making happy customers.
Conventional 15 Year Fixed California
My refinance experience was outstanding. I was skeptical at first not having done a mortgage refinance through an online bank before. Low and behold it was the best deal I found even when shopping around with well known big name banks that I had many years of service with. But Home Loans Today changed all that for me. My loan officer Anthony Edwards was phenomenal from start to finish. He made my refinance process as seamless as possible. Gave me the best quote and follwed through. His team of processors were also on point keeping on top of everything. Some of my co-workers even refinanced with him. I highly recommend Home Loans Today and will definately consider them again in the future.
Javier's Tip: Don't hesitate!
Conventional 30 Year Fixed California
The refinance experience provided by Home Loans and the loan officer Anthony Edwards was fantastic. I was informed properly and timely of all the steps necessary to close the loan. The fee is very reasonable and well worth it. It was a great and pleasant experience.
CUONG's Tip: Follow the instructions provided by the loan officer, read the emails carefully and submit all documents on time or asap and your loan will be processed quickly and smoothly.
Conventional 30 Year Fixed Oregon
Anthony was very knowledgeable about the process. At times I found it difficult to get in touch with other people that were part of the process, but Anthony usually responded quickly and accurately.
Kyle's Tip: If you are looking for someone to hold your hand every step of the way, this might not be a good match for you. If you can follow directions and don't mind sending email or calling Anthony for information, this will probably be an ok match.