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Reviews for James Balthazar
Credit Repair Made Easy
I must say [email protected] is the best Credit Repair place. I started out with approximately 16-18 negative things on my credit and he is working on my last negative thing being removed. My fiancé is using them as well and his credit has cleaned up substantially. We have been very pleased with what XAP has done for us. I would recommend this company to anyone needing their credit repaired. I have nothing but positive things to say! I have been very happy with the results. They have done an exceptional job in helping me get back on track. We are so happy that our dreams of owning a home will be coming true in the next 3 months! Thanks XAP CREDIT SOLUTION for helping me out!!!! You are the best.
FHA 3/1 Adjustable Rate Mortgage (ARM) Florida
Very stressful
It took so long to get an approval. Every time I asked if it would get approved soon, they would say yes and then ask for more stuff from me. This happened several times over several weeks. Only 3 days before closing, I got an email that the mortgage is approved. Nothing official, no commitment letter. I sat on pins and needles until closing. I was so afraid the deal would fall through. The closing was done through email. The next day I get a call from the title company that I sent the wrong amount. When I proved to them that I sent the right amount, they said the mortgage company changed the amount last minute without notifying me and with no explanation. Over a thousand dollars more. Nothing I could do at this point but send more money. I gave 2 stars because I really liked my loan officer and I do not think he was at fault.
Conventional 30 Year Fixed Florida
