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Reviews for Sara Skaggs
Would not recommend
Process was tedious, time consuming and when it came time to close ball was dropped costing us hundreds of dollars in hotels, food and drink and set us back 3 days on 1 week trip. Blame game between all parties on why ball dropped. My question is why was my loan sold to Chase bank prior to close causing another layer of underwriting and review?? If I wanted to go directly to a bank I would have. After close do what you want, prior to close service the loan and do what you were paid for.
Timothy's Tip: Avoid the middle man and go directly to the banks.
Conventional 30 Year Fixed SouthCarolina
Great experience
Sara, Elaine, and the team at FBC were terrific to work with, very responsive, knowledgeable and accommodating. I have recommended Sara on the Latitude Facebook site multiple times.
Conventional 30 Year Fixed SouthCarolina
Excellent Service!
Sara was fantastic and helped me through the mortgage process. Her professionalism and personal attention to my account was above par. Highly recommend.
Conventional 30 Year Fixed SouthCarolina
Sara is amazing
Sara worked hard on our loan to get us everything we asked for. She went above and beyond to get us through the Underwriter even though we had some challenges in getting the loan.
Michael's Tip: Start before the 30 days. We barely made it on time with a lot of additional details.
VA 30 Year Fixed SouthCarolina
Trail by Fire
Far too many tasks and up to the last minute requests for additional information. It was like the underwriter never loaned money before.
Richard's Tip: Get you urine and blood samples ready, the underwriter will want to know more about you than you know about yourself.
Conventional 30 Year Fixed SouthCarolina
Helpful
Sara was very friendly and helpful.
Conventional 30 Year Fixed SouthCarolina
Mortgage Lender
Sara and Juan helped make our mortgage process easy and with not much stress! A pleasure to work them both.
Conventional 30 Year Fixed SouthCarolina
Excellent
Sara and team were extremely helpful and patient throughout the entire process. I could not be more thankful!
Conventional SouthCarolina
Review on Sara Skaggs and FBC Mortgage, LLC
From beginning to closing Sara Skaggs was always available to us answering questions in a very timely manner. She was very professional throughout the process.
Conventional 30 Year Fixed SouthCarolina
Great experience
Had many loans and refinance over the years and this one was the best experience of all. Everyone was professional and very responsive. They even called me to lock in a good rate before they increased. Very very happy with their service and by the way they are all nice people
Conventional 15 Year Fixed SouthCarolina
Run away
Dont bother considering this group in beufort. They messed up and used my weekly salary ad my annual income. Of course ours was declined..and when we told the annual salary was 52x this amount they didnt know how to remedy the problem. My partner and i got approved that day by another bank...who actually knew how to do loans properly.
Conventional 30 Year Fixed SouthCarolina
Process too arduous and lengthly
By far the worst lending experience that I have ever had. I have had a mortgage loan in my name for 6 different houses over the span of 26 years with zero default or even a late payment. My salary over the past 3 years has more than doubled and I have zero derogs on my credit however, the requirements for a simply 30 year home loan was by far more than the very first loan I applied for over 25 years ago. I was asked for 4 years of tax returns and pay stubs to match employer issued W2 forms. The list of documents was endless! Then, there is the issue of TOO MANY HANDS IN THE POT! I was handed off to 2 additional people (plus the original person) over the course of the process because people were out of the office and not handling business or communicating with other. This caused a lot of "re-work" on my behalf not to mention the addresses on the application were entered incorrectly and not updated as needed, causing the loan docs to be questioned for not "matching". Thus the legitimacy of my application was questioned due to this processor over-sight. This was completely caused by "too many hands". For these and other smaller issues, I would not be likely to recommend this lender.
Donna's Tip: Do not be enticed by the $500 credit to using this "preferred lender"....there is a reason they are offering the incentive. Their process is too arduous and at least borderline ridiculous.
Conventional 30 Year Fixed SouthCarolina
Excellent to work with
I would like to highly recommend Sara Skaggs for a loan officer. She was very helpful and made our life as easy as possible. She answered all our questions and concerns and I really enjoyed working with her.
Conventional 30 Year Fixed SouthCarolina
Margaritaville Madness
To me this was a never ending process. The worst I have ever experienced. I have bought or sold 8 homes and this was my worst experience. Don't know whether to blame COVID or what. Loan was supposed to close in Oct, but due to delays this caused credit issues. I only allowed my credit to be opened for 4 months. Delay went past that. Had to reopen it and send everything back in again. Well over 100 pages. Plus interest rate went up from time we originally talked. They also for some reason listed it as a 2nd home. Never got explanation why. No other mortgage to pay. Now I have to jump thru hoops to get things changed.
Donald's Tip: If you can find your own lender outside of builder do it. I wish I had used Wells Fargo. Customer with them. You have to decide when signing your original PW.
FHA 30 Year Fixed SouthCarolina
Fabulous Experience
Sara, and her associate Lisa Singley, were a pleasure to collaborate with on this loan. They kept me in the loop, and made sure I never felt overwhelmed. I would highly recommend both for anyone seeking a loan.
Conventional 30 Year Fixed South Carolina
Loan Officer Review
I am very satisficed with the service provided. All my calls and questions were answered promptly and professionally. Highly recommend Sara.
FHA 20 Year Fixed SouthCarolina
Great service
Sara and FBC were super easy to work with throughout the application process. They were easily available by phone and very knowledgeable when i had any questions
FHA 30 Year Fixed SouthCarolina
Refinance
Sara was very helpful and knowledgeable with our refinance. Very happy with how efficient and quick the loan process was.
Conventional 30 Year Fixed SouthCarolina
Sara Skaggs Made Everything Easy
Sara really cares about her clients. She locked us in at a very competitive rate, but the real reason for this 5-star review is the high level of customer service we received from Sara, our loan officer. I will be referring all of my friends and clients to Sara Skaggs at FBC Mortgage.
Conventional 30 Year Fixed SouthCarolina
