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Reviews for Sara Skaggs
Excellent
Sara and team were extremely helpful and patient throughout the entire process. I could not be more thankful!
Conventional SouthCarolina
Review on Sara Skaggs and FBC Mortgage, LLC
From beginning to closing Sara Skaggs was always available to us answering questions in a very timely manner. She was very professional throughout the process.
Conventional 30 Year Fixed SouthCarolina
Great experience
Had many loans and refinance over the years and this one was the best experience of all. Everyone was professional and very responsive. They even called me to lock in a good rate before they increased. Very very happy with their service and by the way they are all nice people
Conventional 15 Year Fixed SouthCarolina
Run away
Dont bother considering this group in beufort. They messed up and used my weekly salary ad my annual income. Of course ours was declined..and when we told the annual salary was 52x this amount they didnt know how to remedy the problem. My partner and i got approved that day by another bank...who actually knew how to do loans properly.
Conventional 30 Year Fixed SouthCarolina
Process too arduous and lengthly
By far the worst lending experience that I have ever had. I have had a mortgage loan in my name for 6 different houses over the span of 26 years with zero default or even a late payment. My salary over the past 3 years has more than doubled and I have zero derogs on my credit however, the requirements for a simply 30 year home loan was by far more than the very first loan I applied for over 25 years ago. I was asked for 4 years of tax returns and pay stubs to match employer issued W2 forms. The list of documents was endless! Then, there is the issue of TOO MANY HANDS IN THE POT! I was handed off to 2 additional people (plus the original person) over the course of the process because people were out of the office and not handling business or communicating with other. This caused a lot of "re-work" on my behalf not to mention the addresses on the application were entered incorrectly and not updated as needed, causing the loan docs to be questioned for not "matching". Thus the legitimacy of my application was questioned due to this processor over-sight. This was completely caused by "too many hands". For these and other smaller issues, I would not be likely to recommend this lender.
Donna's Tip: Do not be enticed by the $500 credit to using this "preferred lender"....there is a reason they are offering the incentive. Their process is too arduous and at least borderline ridiculous.
Conventional 30 Year Fixed SouthCarolina
Excellent to work with
I would like to highly recommend Sara Skaggs for a loan officer. She was very helpful and made our life as easy as possible. She answered all our questions and concerns and I really enjoyed working with her.
Conventional 30 Year Fixed SouthCarolina
Margaritaville Madness
To me this was a never ending process. The worst I have ever experienced. I have bought or sold 8 homes and this was my worst experience. Don't know whether to blame COVID or what. Loan was supposed to close in Oct, but due to delays this caused credit issues. I only allowed my credit to be opened for 4 months. Delay went past that. Had to reopen it and send everything back in again. Well over 100 pages. Plus interest rate went up from time we originally talked. They also for some reason listed it as a 2nd home. Never got explanation why. No other mortgage to pay. Now I have to jump thru hoops to get things changed.
Donald's Tip: If you can find your own lender outside of builder do it. I wish I had used Wells Fargo. Customer with them. You have to decide when signing your original PW.
FHA 30 Year Fixed SouthCarolina
Fabulous Experience
Sara, and her associate Lisa Singley, were a pleasure to collaborate with on this loan. They kept me in the loop, and made sure I never felt overwhelmed. I would highly recommend both for anyone seeking a loan.
Conventional 30 Year Fixed South Carolina
Loan Officer Review
I am very satisficed with the service provided. All my calls and questions were answered promptly and professionally. Highly recommend Sara.
FHA 20 Year Fixed SouthCarolina
Great service
Sara and FBC were super easy to work with throughout the application process. They were easily available by phone and very knowledgeable when i had any questions
FHA 30 Year Fixed SouthCarolina
Refinance
Sara was very helpful and knowledgeable with our refinance. Very happy with how efficient and quick the loan process was.
Conventional 30 Year Fixed SouthCarolina
Sara Skaggs Made Everything Easy
Sara really cares about her clients. She locked us in at a very competitive rate, but the real reason for this 5-star review is the high level of customer service we received from Sara, our loan officer. I will be referring all of my friends and clients to Sara Skaggs at FBC Mortgage.
Conventional 30 Year Fixed SouthCarolina
Outstanding Service from Sara Skaggs
This became a complicated deal when there were title issues that necessitated postponing the closing. Sara reacted with agility and professionalism. Our buyer felt valued and he was thrilled with the service he received.
VA SouthCarolina
Review
Our loan officer was Sara Skaggs. Sara led us through the entire process. She answered our many questions and was always happy to assist. She returned our calls promptly which we appreciated. Having a partner through this process was what set her apart from all of our previous home mortgage experiences. I have recommended her to others we have met at LMHH.
Conventional 30 Year Fixed SouthCarolina
Hard worker. Made it happen!
Sara was amazing. She’s a hard worker and went above and beyond in answering questions, responding to emails, updating my files. We couldn’t have done it without her.
Conventional 15 Year Fixed SouthCarolina
30 year fixed
Sarah Skaggs and Sherry Little did an excellent job for me always return my phone calls They were right on top of all my concerns.
Mark's Tip: Keep doing what you are doing
Conventional 30 Year Fixed SouthCarolina
Latitude Margaritaville - Hilton Head
FBC Mortgage was very professional and kept us well informed throughout the mortgage application process. They provided very helpful video links that showed what to expect during each phase of the application. Our Loan Officer, Sheri Little, retired just before our closing date and there was a seamless transition to our new Loan Officer, Sara Skaggs. Inquiries were answered on the first phone call or promptly in a return call. I highly recommend FBC Mortgage for your loan in Margaritaville as we passed papers on schedule with minimal issues throughout the process.
Daniel's Tip: Get all your financials together well before they are needed.
Conventional 30 Year Fixed SouthCarolina
Amazing!!
Sara helped us through our loan process and she was amazing. She was very sweet and dealt with our numerous questions and phone calls. We truly appreciate all of her hard work and patience as we bought our first home!
VA 30 Year Fixed SouthCarolina
Easy Peasy
Sara and Sheri made the process from start to finish a breeze! Never once did I question why I chose to finance through FBC Mortgage, the whole team is fast, easy to work with, and direct with what needs to happen. Highly recommend them!!
VA 30 Year Fixed South Carolina
Best Loan Originator in Beaufort!
My experience with FBC mortgage has been outstanding! From start to finish Sara was attentive, accessible, and amazing to work with! Her customer service skills are just the best. For many people refinancing a home is stressful but her and her team made the process painless and stress free; even during a global pandemic!! There was no issue that she didn’t have a solution for and I am proud to say I am a FBC customer!
Michael's Tip: Go with FBC, you won’t regret it!
VA 30 Year Fixed SouthCarolina
Excellent service
FBC is an Excellent company ! Great help ! Quick response time ! After getting no responses back from doing applications online. Our realitor suggested using FBC and we are glad he did . We walked in and got the help we needed right away. We had bad credit . But the underwriter was able to get our credit reports updated . And was able to call and get everything situated to get an approval . We asked FBC to close us quicker than the normal 30 days . And we successfully closed in 3 weeks ! Sara staggs always responded with a text , call , or email accordingly and in a great response time. She was very friendly , nice , very professional but went the extra mile to get to know us personally to make the process easier. She went to the closing table with us to show her support. I would highly recommend her and this company to others . And will definitely use them again when we buy our next home!
VA 30 Year Fixed SouthCarolina
Awesome!!
Sara was amazing. She kept me on top of my journey to a mortgage. There were bumps, but together we handled them. Sara was a joy to work with. I especially loved the videos she sent to keep me on track. Great job Sara!!!
Martha's Tip: Have all your paperwork ready. Scrambling at the end was no fun.
Conventional 30 Year Fixed SouthCarolina
Professional and Positive
Sara did a great job as our loan officer and provided exceptional customer service. She was quick to respond and easy to work with!
Conventional SouthCarolina
Wonderful experience
Sara is always the best
FHA 30 Year Fixed SouthCarolina
Outstanding customer service
Miss Sara did an outstanding job from start to finish with purchasing a new home. Documents were explained fully, easy to obtain and send back. Flawless experience by her and the company. Have recommended and will continue to recommend Sara and this company!
VA 30 Year Fixed SouthCarolina
Great
Sara is awesome. She helped me every step of the way and was very easy to stay in contact with. My boys and I are very appreciative for help on getting us approved for our home. Thank you.
Conventional 30 Year Fixed SouthCarolina
Best in the business!
Sara has made this home buying experience such an easy process for me. She keeps you updated throughout the process and made it very comfortable.
VA 30 Year Fixed SouthCarolina
