Gina Damiani

75% of customers would recommend Gina Damiani

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Customer Reviews

4 of 5
12 Reviews
Responsiveness 75%
Product met needs 91%
Competitive rate 91%

Reviews for Gina Damiani

December 24, 2020 at 2:02 AM

90 Plus days to close on a Refi

My loan started off as conventional in September 2020 and I was told I had to sign a floating rate-lock, so I did. Well, my loan took more than 90 days to close, and because it took so long, the rates for conventional rates went up (got worse) so I had no choice but to chose an FHA loan in order to keep my rates competitive. My wife was the co-signer on the loan and her middle score was the lower of the two so FBC Mortgage based the loan scenario off of her middle score of 698. I am absolutely furious that my loan took so long to close that I actually asked my loan officer to withdraw my loan on two different occasions. I realize that my loan officer has no control over the "circus show" that FBC mortgage calls "processing and underwriting". It is ridiculous that a customer has to wait more than 30 days to close on a loan. FBC Mortgage gives priority to purchase loans and screw over refinance customers by making them wait so long. How do I know this?? Because I was referred by a co-worker who purchased a home through FBC Mortgage and he was able to close in 30 days. I chose to continue with FBC Mortgage mainly because of the professionalism my loan officer showed and, of course, the fact that I was going to save some money by refinancing. It was because my loan officer was so understanding and apologetic of how pathetic FBC mortgage treated me, that I decided to continue with my loan, at my loan officer's recommendation. My loan application started the first week of September 2020, and closed on Dec 16, 2020. Yup, Exactly!!! The only reason why I would even consider doing business with FBC Mortgage again is because of the loan officer, Gina Damiani. So be warned, if you don't mind waiting 3 months or more to close on your refi loan, then this is the lender for you!! I also closed on my investment property with FBC Mortgage and that took about 2 months to close. On that loan, I gave a much better review but based on the experience I had in refinancing my primary home, FBC Mortgage does not deserve a good review! If I could give them ZERO stars I would.

Luis's Tip: On refinance loans, don't sign floating rate locks, you will get burned by FBC Mortgage. Also on refi loans, be prepared to wait more than 90 days to close on the loan. The processor, Canice Canales is friendly but has HORRIBLE RESPONSE TIMES!!

FHA 30 Year Fixed Virginia

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December 04, 2020 at 9:49 AM
Recommend's Gina

Mr.

I will recommend FBC mortgage to anyone who is looking for a loan.

Denson's Tip: Response to emails ASAP

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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November 20, 2020 at 10:36 AM
Recommend's Gina

Happy with my refinance

FBC Mortgage has very competitive rates & lender fees and my loan officer Gina Damiani is great to deal with. My refinance process took a bit longer than I would have liked due to the amount of loans being processed as a result of low interest rates during the COVID-19 pandemic. However, Gina kept me informed along the way and explained why things were taking a bit longer than expected. Gina did everything within her reach to keep me happy. I am very happy with this transaction and will definitely be doing business with Gina Damiani again. Thank you, Gina!

Luis's Tip: Refinancing may take a little bit longer than expected during high volume times but it's worth the wait.

Conventional 30 Year Fixed Virginia
Responds quickly
Loan met my needs

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November 19, 2020 at 2:05 PM

Horrible experience

Communication is horrible. Takes forever for them to get things back and done. No one is on the same page. Lies.

Derrick's Tip: Go somewhere else.

FHA 30 Year Fixed Maryland
Loan met my needs

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November 05, 2020 at 9:55 AM
Recommend's Gina

Refi

Gina did a great job guiding me through my cash out refinance process.

Conventional 30 Year Fixed New Jersey
Closed on time
Responds quickly
Loan met my needs

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October 28, 2020 at 1:16 PM

Horrible Experience

This place is horrible. When first in contact with them they promised a fast close and was suppose to close Sept 30th 2020 , here it is the end of October and no closing date just excuses.

Derrick's Tip: Do not use them.

FHA Florida

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September 30, 2020 at 10:09 AM
Recommend's Gina

Quick and Clean

Gina and team were very responsive and helped along the way for the quick close of my house. Very professional and helping.

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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September 09, 2020 at 2:51 PM
Recommend's Gina

Refi with ease!

The entire refinance process was seamless with Gina and FBC!

Conventional 15 Year Fixed New Jersey
Closed on time
Responds quickly
Loan met my needs

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June 17, 2020 at 8:51 AM
Recommend's Gina

Great customer service

Gina and her team were amazing! Helped me through the refinance process with ease. Would definitely use them again for future mortgage needs

Conventional 30 Year Fixed New Jersey
Closed on time
Responds quickly
Loan met my needs

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June 10, 2020 at 12:56 PM
Recommend's Gina

Fantastic

Gina was fantastic and very professional throughout the entire process

FHA 30 Year Fixed New Jersey
Closed on time
Responds quickly
Loan met my needs

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April 29, 2020 at 8:36 AM
Recommend's Gina

Great working with Gina

We had a great time working with Gina, she helped us get all our paperwork together. We have crazy busy schedules and a little 7 month old at home so I’m sure we were not easy to work with but Gina never let us know! She made the process smooth and easy for us and we really appreciate it.

FHA 30 Year Fixed Ohio
Closed on time
Responds quickly
Loan met my needs

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