Scott Kennedy

90% of customers would recommend Scott Kennedy

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Customer Reviews

4.8 of 5
104 Reviews
Responsiveness 99%
Product met needs 99%
Competitive rate 98%
Real Estate Pro Reviews 11
March 30, 2015 at 10:50 PM

Terrible experience. Nearly made us homeless

Generally speaking they: 1. Did not process my information in time. 2. Did not foresee that a prior short sale would be an issue with the type of loan I was seeking. 3. Caused us to reschedule the closing, twice. 4. Gave up when faced with underwriting problems. Only the interdiction of the realtors was able to resolve the situation. I don't believe the problems are a direct reflection on the staff, as much as an apparent lack of resources in the company as a whole. The mortgage lending industry appears to be broken and in need of overhaul.

Gilberto's Tip: I would suggest to force initiation of the loan approval process early, and stay on top of it. Staff is too busy to keep abreast of all clients' potential issues.

Lender Response
We apologize for your experience with FBC Mortgage, LLC. Our goal is to provide the highest level of customer satisfaction. We will be contacting you to discuss your specific situation and make every attempt to resolve your experience with FBC Mortgage, LLC.
FHA 30 Year Fixed Florida
Responds quickly

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March 27, 2015 at 9:48 PM
Recommend's Scott

Pleasant and knowledgeable

it was an pleasure working with Scott Kennedy. He was always pleasant and knowledgeable. I would recommend anyone who wants to purchase a home for the first time to work with him. He made it happen for us, he can make it happen for you too! Thanks Scott.

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 23, 2015 at 4:24 PM
Recommend's Scott

Great Experience

I worked with Scott and Loni and they made the entire process very easy. They were very patient taking the time to explain all the details and working through the complexities of a refi.

Jonathan's Tip: Have that paperwork ready, some items are more complicated to retrieve than you may expect.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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March 09, 2015 at 4:22 PM
Recommend's Scott

Excellent Service

Scott Kennedy was wonderful to work with. He was straight forward, professional and very helpful. He answered all questions very promptly and clearly communicated what we needed to do to ensure that he and his team had the information they needed to meet our very tight timeline. I would absolutely recommend FBC and specifically Scott to anyone buying a home. Thanks so much!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 18, 2015 at 2:57 AM
Recommend's Scott

Customer Review and Feedback of Loan Experience with FBC Mortgage

I worked with Scott Kennedy & Roberta Kemberling from FBC Mortgage for getting my loan for my investment property in Sanford, FL. As always, it was pleasure working with Scott Kennedy & Roberta Kemberling during my shorty quick loan journey and making it to the finish line successfully, right on time... Closing this loan on time, was very critical here, to avoid extra fees and unnecessary penalties from the seller and title company. FBC Mortgage made it happen in record time and closed the loan ahead of the scheduled date. Thank you for the excellent service and closing the loan on time exactly before scheduled closing date. I appreciate it. I thank FBC Mortgage for making this happen on time for closing the loan. We were a great team and I provided all the documentation requested by them, to process my loan on time. FBC Mortgage was very professional and did great job from the beginning till the very end. I was impressed, glad and relieved that my loan was closed well ahead of scheduled closing date. I have been a trust worthy Bank of America customer, for nearly 20 years, and I will be a trust worthy customer of FBC Mortgage in the future and work towards a mutually beneficial win-win-win working relationship. I will look forward to a long term working relationship with Scott, Roberta and FBC Mortgage in the future for all my rental investment properties. This loan journey was so quick for me. Boom, the loan was closed on time before the closing date. This gives me trust and confidence to do more business with FBC mortgage in the future and recommend FBC mortgage to my friends, colleagues and relatives... Go FBC Mortgage…!!

Conventional Florida
Closed on time
Responds quickly
Loan met my needs

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February 15, 2015 at 5:50 PM
Recommend's Scott

Best Lender

Scott is one of the best Lenders we worked with. We worked with Scott to buy a property in Orlando metro area. For this property, we tried to get load from two more Lenders who could not help us. But Scott is very knowledgeable, responsive and professional. He understood our situation and got us the load without any hassle just in time. His team including Donna Spence are also very professional and respond very quickly. We thank the FBC Mortgage for getting us the loan and we will not hesitate to recommend FBC Mortgage to others.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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February 13, 2015 at 9:55 AM
Recommend's Scott

FBC A+ TEAM

After 2 moths dealing with TD bank with very little results and almost no contact with any of their people, and no communication at all I was ready to give up and call the whole loan process off, luckily my real state agent suggest Scott Kennedy over at FBC mortgage, one of the most life changing phone calls I ever made, right from the start Scott was honest, professional , and available when I need him, we close on my fist home in a 3 weeks thanks to him and the the whole FBC team I defenetly would recommend them, thank you.

VA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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January 28, 2015 at 9:34 AM
Recommend's Scott

Outstanding overall service

Scott was upfront, knowledgeable, and diligent throughout the loan process. The loan program he created was catered to my preferences and he was always available to answer any and all questions I had. I'd highly recommend him to anyone that is looking for a loan officer that will cater to their needs and provide great customer service from beginning to end.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 26, 2014 at 1:00 PM
Recommend's Scott

First Property Purchase

Scott Kennedy was really helpful and knowledgeable which made it an easy decision to go with him and FBC compare to other banks. He was easy to reach and was always on top of things.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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December 15, 2014 at 7:36 PM
Recommend's Scott

Mr. And Mrs. Phillip Lee Fatt

Responsive, collaborative and professional. Great customer service from him and his team! We would undoubtedly recommend Scott's services.

Conventional 5/1 Adjustable Rate Mortgage (ARM) Florida
Closed on time
Responds quickly
Loan met my needs

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October 22, 2014 at 11:57 AM
Recommend's Scott

Smooth Closing

We are VERY HAPPY with Scott. The loan went very smooth and very happy with our rate. Scott did a great job and was very informative. We finished the loan ahead of schedule and waited for our closing date. I would definitely recommend Scott for any loan. Thank you Scott!

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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September 29, 2014 at 1:01 AM
Recommend's Scott

I will recommend FBC mortgage to my friends, colleagues and relatives... Go FBC Mortgage…!!

I worked with Scott Kennedy & Roberta Kemberling from FBC Mortgage for getting my loan for my investment property. As always, it was pleasure working with them during this loan journey and making it to the finish line successfully, right on time... Closing it on time, was very critical here, to avoid extra fees and unnecessary penalties from the seller and title company. FBC Mortgage made it happen on time and closed the loan on time. Thank you for the excellent service and closing the loan on time exactly as scheduled on the closing date. I appreciate it. I thank FBC Mortgage for making this happen on time for closing the loan as scheduled. We were a great team and I provided all the documentation requested by them, to process my loan on time. FBC Mortgage was very professional and did great job from the beginning till the very end. I was impressed and glad and relieved that my loan was closed on time. I have been a trust worthy Bank of America customer, for nearly 20 years, and I will be a trust worthy customer of FBC Mortgage in the future and work towards a mutually beneficial win-win-win working relationship. I will look forward to a long term working relationship with Scott, Roberta and FBC Mortgage in the future for all my rental investment properties. After I provided all my paperwork documentation, I did sit-back, relax and enjoy the Latte as the loan was getting processed. Boom, the loan was closed on time on the closing date. This gives me trust and confidence to do more business with FBC mortgage in the future and recommend FBC mortgage to my friends, colleagues and relatives... Go FBC Mortgage…!!

Darshan's Tip: I will recommend FBC mortgage to my friends, colleagues and relatives...

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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August 28, 2014 at 2:40 PM
Recommend's Scott

Quick and Painless

I met Scott at a networking event and had the pleasure of getting to know him before doing business. Scott was able to help me eliminate my PMI after property values went up in my area. Once I provided what they needed, we were able to close on the refi within 2 weeks. My wife and I couldn't be more pleased with the service he and the FBC Mortgage team provided. Highly recommend!

J's Tip: Have financial docs on hand before beginning process. You can speed up the process yourself by already having these together - 3 years of taxes, 2 months of paystubs, bank acct history, etc.

FHA 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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July 31, 2014 at 3:39 PM
Recommend's Scott

Great Experience

I am extremely happy with FBC Mortgage. Scott and the rest of the team were great and the process was very smooth. Any question I had was answered quickly and with clarity. I will definitely consider FBC for future mortgages.

Conventional 30 Year Fixed Florida
Responds quickly
Loan met my needs

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July 27, 2014 at 8:06 PM
Recommend's Scott

Easy Mortgage Process

Scott is very knowledgeable and was able to answer all of my questions. He has helped me with mortgages for my primary and my rental property. It's easy to get in touch with Scott and both mortgage processes have been completely painless. I'll definitely keep working with Scott for my future real estate needs.

Conventional 30 Year Fixed Florida
Closed on time
Responds quickly
Loan met my needs

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