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Reviews for Greg Balawajder
Great Service & Great Rates
Greg, Thanks for helping in refinancing our property. Needless to say, we're saving thousands and paying less per month.
Lilliam's Tip: Have all your documentation ready and don't delay the process
Conventional 15 Year Fixed Florida
Very Professional
Greg found a way to get it done when others couldn’t. Very ambitious, eager and motivated. I cant thank him enough for getting us into our new home. Well done.
Robert's Tip: Continue doing what you do so well. :)
Jumbo 5/1 Adjustable Rate Mortgage (ARM) Florida
Excellent service
I like the fact that although my debts to income ratio looked like I would not qualify; the loan officer asked me for receipts and other paperwork that showed that my expenses were a one time occurrence. I have had lenders in the past whose underwriting department did nothing to work with me and just disqualified me yet I was able to find a mortgage lender similar to FBC that worked with me and helped me to refinance some of my mortgages, pay off car and credit cards debts and took equity from some of my properties to pay up my rental condos in full thus enabling me to have less debts and therefore, qualify to get the mortgage I seek.
Glena's Tip: Keep your debts to a minimum and once prequalified, do not go out and make big purchases. While you are going through the loan qualifying process, do not move large sums of money around or accept large sums . If you do accept large sums, the underwriter will require a gift letter signed by you and the gift giver.
Conventional 30 Year Fixed Florida
Efficient mortgage process
Greg was extremely helpful and friendly in guiding us through the mortgage application maze. This is not my first mortgage by a long shot but things have changed immensely since the 08 meltdown .
Jon's Tip: Be very thorough in compiling your financial records including recording where your funds come from for down payments and miscellaneous bank deposits.
Conventional 30 Year Fixed Florida
Absolute best!
I can not thank Greg enough for the wonderful service he has given us in the last few years. We feel as though FBC is not only a great financial partner but a crucial part of our life. Greg never fails to think of us when something comes up that can help us with our mortgage needs. He is definitely the friendliest face here in Westlake. We recommend Greg and FBC 100% of the time and always has our best interests in mind.
Chad's Tip: Be patient, it’s a process that is well worth it.