I'm very pleased with the refinance we had with Home Loan Today - a lot better than some other companies we had before. Their rate was competitive. Loan Officer Anthony Edwards was very helpful and responsive to our questions and concerns. The deal was closed on the exact day as planned. The only minor complaint is that the loan processor was not very responsive in acknowledging our submital of documents. (When you had sent in a whole bunch of docs, there is no word whether he received them or not--that's a little unsettling. I hope this can be improved