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Reviews for John Fosgate
Daytona Beach !
John Fosgate and his team at FBC Mortgage came highly recommended from our long-time friend ( and Realtor ) . It was the absolute right decision. John and his team were very communicative in deliverables and timing as well and quick to respond to any questions I had. They handled each loan process hurdle with ease and confidence. I would absolutely recommend them, and use them again !
Robert's Tip: Get Pre-Approved so you know your options. Research current market trends so that you're expectations are leveled and attainable. Review the guidance provided. Prepare the document requests by having them saved and ready to upload upon request.
FHA 30 Year Fixed Florida
Top notch service
John and his team always step up to make things happen. Had a short time to close and they did it!
Conventional 30 Year Fixed Florida
Honestly a Great Experience
I have always heard such terrible stories about the home buying process, and while the home hunt was a nightmare, the assistance from FBC Mortgage was great. Tonya Martin was always great with correspondence so I was able to know what I could afford and make offers. While it took a few tries to finally get one accepted, once it was, Michelle Montagne was so helpful in collecting all the necessary information to get the loan approved and everything necessary for closing.
Kristina's Tip: Don’t be afraid to reach out. They are there to answer your questions and walk you through the whole process.
Conventional 30 Year Fixed Florida
Great service
Working with fbc was was a great experience. Everyone was very professional and kind and helpful. We appreciate the honor of working with all of your team… thanks again!
FHA 30 Year Fixed Florida
Amazing
Alison, Michelle, Tonya and John. Thank you so very much for your professionalism and service. FBC is Amazing. Very happy with the purchase of our beautiful home. You guys are A+ in my book. THANKS AGAIN 😊
FHA 30 Year Fixed Florida
Outstanding Service by all
FBC Mortgage is a great Company, from beginning to end the service was outstanding.
Conventional Florida
John Fosgate and FBC is the best
This is my third mortgage with FBC. I did two mortgages, one with a local company and one with a Nationally know company. This is by far the best experience, the quickest process and ultimately what you want, a great rate, easy path to closing.
James's Tip: This is the the quickest and most economical path to a new or refi home loan.
VA 30 Year Fixed Florida
Superb Operations with this Excellent Mortgage Company
My realtor recommended FBC Mortgage for my home purchase as I relocated to this new (for me) state. At the same time, I explored my options through a large, nationally known lender with which I have had three different mortgages in the past. Ultimately, I went with FBC even though their rate was 1/8 point higher, because their customer service and online operations were superb, and I was experiencing exactly the opposite with the national lender. FBC's agents answered all of my questions quickly and thoroughly. The online application and loan calculator processes were clear and simple to follow, and immediately showed me the details I needed to know. Of the eight homes I have bought in five different states, this transaction was by far the simplest and most transparent. I will not hesitate to use them again and highly recommend them to others.
Conventional 30 Year Fixed Florida
Rate my lender
My lender was professional and courteous. Prompt in returning phone calls, answering emails and processing requested information and documents. I would recommend this lender to anybody.
Conventional 30 Year Fixed Florida
Just the Best!
John and his team could not have been better. Over the years, my wife and I have purchased many homes. We have never received better service. We were kept informed during every step of the process.
VA 30 Year Fixed Florida
Very Impressive
I feel FBC Mortgage is a great lending company. Everything went very smooth from beginning to end and even went above and beyond when an issue evolved on the sellers end. Thank you for that John Fosgate!!
Kenneth's Tip: Watch your video's and stay on point
Conventional 30 Year Fixed Florida
Amazing Seamless Experience
This was our first time buying a house and going through home buying in America and it was seamless! Everyone was so kind and quick to respond to our emails!
Faye-Lauren's Tip: Turn in paperwork straight away and don’t wait!
FHA 30 Year Fixed Florida
Smooth Sailing
From the beginning to closing FBC was the most accommodating stress free experience ever! I wish the World worked together like this team! I highly recommend them, they are more than five stars!
FHA 30 Year Fixed Florida
Excellent service
They were quicker than other companies and organized and thorough. Very happy.
John's Tip: Future Clients: USE THESE GUYS!
Conventional Florida
Excellent Company
I will highly recommend FBC with 5 stars they was on top of everything & moved very quick & smooth with the process.
Nowell's Tip: Have your end ( paper work) together and process will move smooth & quick.
FHA 30 Year Fixed Florida
Outstanding
John and his team were absolutely wonderful, kind and easy to work with. What is usually a stressful and time consuming process, was expedient and not stressful whatsoever. I highly recommend John and would absolutely use him again.
Conventional 30 Year Fixed Florida
Condo Mortgage
Highly recommend. Good communication and follow-thru.
Other Other Florida
Always a great experience
This is the 4th real estate transaction we've done with John Fosgate and FBC Mortgage. This is also the 4th no-stress, efficient and flawless transaction with them. It's important to also mention John's colleague Alison Friend. She is professional, efficient, and always available to answer questions. Great experience as always!
Conventional 30 Year Fixed Florida
Closing
Everyone was excellent in hellping me keep all the information I needed correct and up to date for a very easy closing
Conventional 30 Year Fixed Florida
Thank you!
Thank you for making buying and selling at the same time obtainable and an easy process!
Conventional Florida
Great Company. Great People
This was our first home purchase. When other lenders said, "No," FBC said, "Yes." They were a joy to deal with, always professional, courteous, and helpful The entire process was surprisingly easy and with no surprises.
John's Tip: Simple: Call them
VA 30 Year Fixed Florida
C M Foote
I feel I did not get personable care and attention. Due to the seller being out of state and no mortgage broker was designated, and due to Covid19, ended up signing mortgage papers on the hood of my car in 90 degree weather! Also have yet to get a copy of my signed documents and deed!
Carole's Tip: Help them to understand every step of the process, take the time...slowdown instead of rushing through!
Conventional 30 Year Fixed Florida
quick service
John went a lot of extra steps when there were some minor issues with the relator not submitting some required paperwork
Edward's Tip: Start the process ASAP
Conventional 15 Year Fixed Florida
Refinance
John Fosgate and his staff were extremely helpful, and available throughout the entire process.
Conventional 15 Year Fixed Florida
Grateful
I’m grateful for the help John gave during this difficult time in my life. I’m grateful for this home and I’m so excited about fixing it up.
Rose's Tip: Be patient and sharpen that pencil. You will have a lot of paperwork to collect so don’t get frustrated!
Conventional 30 Year Fixed Florida
Excellent Local Service
I was thrilled to learn how hat we could utilize a local office for our recent home purchase.
Alisha's Tip: Easy uploading of docs in one system, with excellent support employees to assist when needed.
Conventional 30 Year Fixed Florida
Excellent service, great communications
Everything went smoothly and on time. Staff was very professional with timely communication. I recommend.
Dennis's Tip: Be advised that you pay extra if Lender does not hold escrow for insurance & taxes.
Conventional 30 Year Fixed Florida
Excellent service!
John and his team are professionals and it was a pleasure working with them "again and again". i am a repeat customer.
Other 30 Year Fixed Florida
FBC Review
Awesome to work with, got the paperwork done and closed ahead of schedule! Can't say enough good things about John and his staff. Much faster and easier to deal with than a bank.
Scott's Tip: FBC had a great rate and no surprises at the end
Conventional 30 Year Fixed Florida
Refinancing procedure
Very helpful people
James's Tip: Just give them what they asked for
VA 30 Year Fixed Florida
